Meet our panel
At Intelligent Insurance, we carefully select the panel of insurers we work with to ensure our customers benefit from reliable cover, fair pricing, and trusted claims service.
Each insurer is chosen for their financial strength, expertise, and track record of supporting homeowners when it matters most.
Together, our panel provides a range of options designed to suit different property types and personal circumstances, so you can find the right protection for your home with confidence.
Pen Underwriting
Pen Underwriting is a UK-based insurance specialist that works with brokers to offer tailored home insurance for people with more complex needs.
Whether a property has unusual construction, higher rebuild costs, or past claims, Pen focuses on finding flexible cover for homes that don’t always fit standard insurance criteria.
Prestige Underwriting
Prestige Underwriting has been supporting UK homeowners since 1997, offering practical insurance for a wide range of properties, including those that are a little out of the ordinary.
Their expertise helps ensure customers get fair, reliable protection, even when their home doesn’t meet standard insurer requirements.
Arkel
Arkel specialises in providing straightforward insurance for homes that may be harder to cover elsewhere.
By focusing on people and properties rather than just policies, Arkel aims to make specialist home insurance simple and accessible, offering a reassuring level of cover and personal service.
Nelson Policies at Lloyd’s
Nelson Policies operates within the Lloyd’s insurance market, providing specialist home insurance solutions for properties that may require a more individual underwriting approach.
With access to the expertise and financial strength of Lloyd’s, Nelson Policies helps insure homes that fall outside standard criteria, offering carefully considered protection for more complex risks.
Custom Home
The Custom Home portfolio provides flexible, high-quality insurance products for homeowners with diverse and evolving needs.
The scheme is underpinned by strong insurer partnerships and specialist underwriting expertise, ensuring both breadth of cover and competitive positioning in the market.
Complete Home
Complete Home is underwritten by Intelligent Insurance to provide specialist cover for UK homeowners whose properties fall outside standard criteria.
Whether your home has a history of claims, unusual construction, or other unique features, our product provides adaptable cover for those underserved by mainstream insurers.