At Intelligent Insurance, we take a fresh approach to second homes. We go beyond the standard cover options, tailoring policies to your unique needs and offering comprehensive cover for peace of mind*.
Our specialist team provides support at every step.
Yes, second home insurance offers specialised cover tailored to properties that aren’t your primary residence.
This typically includes protection against risks like vacancy periods, vandalism, and weather damage specific to the location.
Standard home insurance often does not cover these scenarios or may have limitations when applied to a secondary property.
The cost varies depending on factors like the location, value, and size of your second home, its construction type, the chosen level of coverage, and your claims history.
However, at Intelligent Insurance, we pride ourselves on finding competitive rates while ensuring comprehensive cover for your needs. Get your bespoke quote now.
Certain standard home insurance policies have restrictions on vacancy periods, often exceeding 30 days.
Leaving your second home empty for extended periods might require notifying your insurer or adjusting your policy to ensure continued coverage.
We can navigate these options with you to avoid any gaps in protection.
Whether it’s a modern terrace, a Grade II listed cottage or a home with quirky features, our second home buildings insurance is tailored to your property’s exact risks.
Family Legal Protection Plus extends this cover limit to £50,000 and increases the range of legal disputes that you’re covered for.
Enjoy complete protection with extended emergency callout cover with up to £1,000 per callout, £1,000 Total Claims Limit/Year, Boiler & Heating System cover & Alternative Accommodation
Cover for accidental breakages or damage to your buildings e.g: putting your foot through the ceiling, or accidental breakage of glass
If your second home is likely to be unoccupied for an extended period, such as during renovation, sale, probate or between tenants, we can also arrange specialist unoccupied home insurance to help protect your property while vacant.
Here’s What You Get With Intelligent Insurance:
Ready to get insured? Get an online quote for your second home now.
*We may not be able to quote in all circumstances. Cover limits/restrictions and/or conditions may apply to the policy. These are clearly detailed prior to purchase, and in the policy documentation for you to determine if the cover is suitable for your needs.
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“I first used Intelligent Insurance to insure a second home a year ago. I moved from my previous insurers because the cover and price were much better. I was surprised and delighted that the price at this renewal was even better than last year even though I shopped around as I always do. Their communication about renewal has been timely and helpful. Fortunately, I have not needed to claim but I can recommend this company for price, policy details and efficiency of set up.”
If you’re currently insured with us, you’ll find the documents for your policy in MyAccount.
Making a claim has never been easier – just follow these three simple steps.
Find your insurer’s claims contact details in your policy document or Schedule. Always have your policy number to hand, as it helps your insurer’s claims team quickly identify you and assist you without delay.
Call your insurer’s claims team as soon as the incident occurs. Provide a brief description of what happened and, if applicable, notify the Police within seven days for incidents like theft or malicious damage.
If required, complete and return the claim form along with supporting documents (receipts, photos, etc.) within 30 days. This ensures a smooth, timely processing of your claim.
