second home insurance from Intelligent Insurance
Specialist cover for

Second home insurance

Second home insurance is a wise investment to protect your second residence from unexpected risks like fire, theft, and weather damage. Without it, you could face significant financial losses and the hassle of repairs and replacements

We’ve got You Covered.

Insurance for Second Homeowners

At Intelligent Insurance, we take a fresh approach to second homes. We go beyond the standard cover options, tailoring policies to your unique needs and offering comprehensive cover for peace of mind*.

Our specialist team provides support at every step.

  • High quality home insurance for second homes
  • No one size fits all - we assess second homes on an individual basis
  • Rated Excellent for customer service
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Frequently Asked Questions

Yes, second home insurance offers specialised cover tailored to properties that aren’t your primary residence.

This typically includes protection against risks like vacancy periods, vandalism, and weather damage specific to the location.

Standard home insurance often does not cover these scenarios or may have limitations when applied to a secondary property.

The cost varies depending on factors like the location, value, and size of your second home, its construction type, the chosen level of coverage, and your claims history.

However, at Intelligent Insurance, we pride ourselves on finding competitive rates while ensuring comprehensive cover for your needs. Get your bespoke quote now.

Certain standard home insurance policies have restrictions on vacancy periods, often exceeding 30 days.

Leaving your second home empty for extended periods might require notifying your insurer or adjusting your policy to ensure continued coverage.

We can navigate these options with you to avoid any gaps in protection.

Still have questions? Visit our help centre

Arranging Insurance for your Second Home

Whether you are looking for buildings insurance or contents cover, we aim to arrange insurance for your second home at a competitive price, and can also cover lost keys, some accidental damage, and legal expenses.

At Intelligent Insurance we know that every second home is different. We assess second homes on an individual basis, considering everything from the amount of time left unoccupied to the level of security in place, location, and how the property is used.

Speak to us today via our live chat

Key Features Include:

  • Defaqto 5-Star Rated
  • Specialist team to help answer your questions.
  • High quality cover at a competitive price
  • High levels of cover as standard
Second Home Insurance

Get an online quote for your properties, tailored to your needs

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Speak to a member of our team

For help with your quote, use our online chat to speak with a member of our team

Live Chat

*We may not be able to quote in all circumstances. Cover limits/restrictions and/or conditions may apply to the policy. These are clearly detailed prior to purchase, and in the policy documentation for you to determine if the cover is suitable for your needs.

What our customers say

  • Useful extras at no extra cost!

    “…I spent a whole morning searching for insurance for a second home. Intelligent Insurance was by far the best offer I got. The online form was clear and easy to fill in and they followed up with a friendly phone call. The insurance cover is good with useful extras at no extra cost. The premium was also one of the lowest I was offered…..”

    New Policyholder – 11th July 2024

Home Insurance Specialists names you can trust

Intelligent Insurance | AXA Panel Member
Allianz Insurer
Intelligent Insurance | Pen Underwriting Panel Member
Intelligent Insurance | Arkel Panel Member
Intelligent Insurance | Non-Standard Home Insurance
Intelligent Insurance | Prestige Underwriting Services Panel Member

Get Your Second Home Insurance Quote Today

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