Articles & Guides

A house divided into two flats can raise questions about who insures what. We explain how ownership, shared structures and occupancy affect the cover you need.

Learn how contents insurance treats record collections, how to value your vinyl and what evidence to keep for rare or valuable pressings.

Find out what happens to home insurance when someone moves into care, and what to check if their house is left empty.

If your home has flooded before, you may worry that a previous claim will make it difficult to get insurance.

Learn what non-standard construction means, which UK homes it can include, and how to check your property’s structure before arranging insurance.

What does a specialist home insurance broker do? Learn when their help may be useful and how the broker route compares with comparison sites and buying direct.

Using a listed home as a filming location introduces risks that ordinary household use does not. Discover what to check before allowing a production crew into your property.

The hot, dry conditions experienced across much of the UK in 2026 have increased concern about subsidence, particularly in areas with shrinkable clay soils.

Destructive tornadoes are rare in the UK, but they can cause serious property damage. Find out how home insurance may respond and what to do after severe wind damage.

A practical UK guide to preserving cover, understanding exclusions and preparing the evidence insurers may need

Buying an older house? Discover the key checks to make before arranging home insurance, from construction and listed status to surveys and rebuild costs.