Bicycle Insurance from Intelligent Insurance
Home Insurance with

Bicycle cover

For both avid cyclists and occasional riders, Intelligent Insurance offers a tailored solution that integrates bicycle coverage into your home insurance policy*. This approach not only secures peace of mind but is also more cost-effective than pursuing standalone bicycle insurance.

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Getting the Right Cover for Your Bicycle

Opting for integrated bicycle coverage through Intelligent Insurance brings not just convenience but a suite of benefits tailored to your cycling lifestyle. From daily commutes to international cycling adventures, our policy adapts to your needs, offering both security measures against theft and flexible solutions for all types of bicycles.

  • Comprehensive Protection: Covers both pedal cycles and battery-assisted cycles.
  • Global Coverage Option: Extendable coverage for cycling trips abroad.
  • Theft Prevention and Security: Encourages the use of security measures for theft prevention.
  • Flexible Coverage: Adapts to various bicycle types and storage situations.

Frequently Asked Questions

Bicycle coverage is not a standard feature of contents insurance and must be explicitly added to your policy through pedal cycle cover, requiring the specification of each bike.

Once your bicycle is specified on your policy, it is covered for both damage and theft, up to the claims limit assigned to that specific bike.

The outcome and value of a claim for a bicycle stolen from an outbuilding depend on the bike’s specified claims limit and the implemented security measures. Effective security not only guards against theft but also improves the likelihood and potential amount of reimbursement. Therefore, investing in strong security for your outbuildings is vital to protect your bicycle and bolster your claim.

Preventive Measures for Peace of Mind

On the Go

Start by registering your bike on a national database like The National Cycle Database, a tool law enforcement across the UK uses to reunite stolen bikes with their owners. When parking your bike, use two different types of locks to deter thieves effectively. This dual-locking method makes it harder for any theft attempt to succeed. Always secure your bike to an fixed object, such as a permanently installed bike rack or a solid metal post set in concrete. This practice ensures that your bike remains where you left it. Additionally, consider removing easily detachable accessories to avoid tempting thieves with easy pickings.

At Home

The security measures shouldn’t relax once you’re home. It’s advisable to use the same diligence in securing your bike in a garage or shed. Attach your bike to something solid and heavy inside these storage spaces, like a heavy-duty anchor bolted to the ground or wall. This step is crucial in making it as difficult as possible for a thief to steal your bike, even if they manage to breach the initial security of the garage or shed.

Add Cover for your Bicycles

To add bicycle cover to your existing policy, get a quote by visiting My Account

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Speak to a member of our team

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*We may not be able to quote in all circumstances. Cover limits/restrictions and/or conditions may apply to the policy. These are clearly detailed prior to purchase, and in the policy documentation for you to determine if the cover is suitable for your needs.

Insurance Cover provided by names you can trust

We work with experienced and established insurers to give you peace of mind that your home is protected

Intelligent Insurance | AXA Panel Member
Intelligent Insurance | Arkel Panel Member
Allianz Insurer
Intelligent Insurance | Non-Standard Home Insurance
Intelligent Insurance | Pen Underwriting Panel Member
Intelligent Insurance | Prestige Underwriting Services Panel Member