Home Insurance with Claims History | Intelligent Insurance
Expert Non-Standard Home Insurance

Home insurance with claims history

Securing home insurance after making claims in the past can be difficult to obtain, with many insurers reluctant to provide coverage or outright refusing home insurance for those with a claims history. At Intelligent Insurance, we take a smarter approach – striving to offer comprehensive home insurance for everyone, whether claims have been made in the past or not*.

Experience high-quality and competitively priced home insurance designed specifically for individuals with claims history. At Intelligent Insurance, we pride ourselves on providing immediate online quotes in most cases. Our commitment to excellence is reflected in our Defaqto 5-Star rating.

Your Home, Intelligently Covered

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Understanding the Significance of Claims History

In the world of insurance, a recent claims history categorises an individual as a higher risk, making it more challenging to secure coverage from ‘standard’ insurers. Many traditional providers may decline home insurance for individuals with claims history.

Intelligent Insurance adopts an objective approach towards risk assessment. We take into account your claims history and home insurance requirements. In most cases, we can tailor cover levels to suit your specific needs, even if you’ve made multiple claims in the past.

  • Tailored cover for your needs
  • Specialist team ready to help
  • Easy online quote process
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Frequently Asked Questions

Your claims history matters as it influences how insurers perceive risk. Individuals with recent claims are considered higher risk, which can lead to challenges in securing cover from standard insurers.

As a specialist home insurance provider, Intelligent Insurance take an objective view, understanding the nuances of your claims history and unique circumstances when offering you home insurance.

Yes it is possible. We specialise in offering home insurance solutions for individuals who may have faced renewal refusals or been declined coverage due to a claims history.

Our experienced team works to find solutions tailored to your specific situation.

Getting an online quote is simple and convenient. Enter your details, including information about your claims history, and receive an immediate quote in most cases. We’ve designed our process to be user-friendly and efficient.

It is possible that we can help you. We always take an inclusive approach and understand that individuals may have diverse claims histories. Our team may need to engage in a thorough discussion to assess your situation and can often tailor cover levels to suit your needs, even if you’ve made multiple claims in the past.

Still have questions? Visit our help centre

Seeking Home Insurance with Claims History? Look No Further

If you’re in search of home insurance but have a claims history, Intelligent Insurance is your solution. Whether you’ve faced renewal refusals from your current insurers or been declined home and contents insurance due to your claims history, we can usually help. Share all the necessary details with us, and we’ll take care of the rest.

Get an online insurance quote for your property today. Alternatively, you can speak to one of our team via live chat, or simply just call us on: 0333 311 1110

Intelligent by name, intelligent by nature. 

As the trusted choice for homeowners and tenants facing unique circumstances, we invite you to discover the difference with Intelligent Insurance. Let’s work together to secure your home insurance or contents insurance, ensuring that you’re protected with a policy that truly understands and meets your needs.

Home Insurance with Claims History

Get an online quote for your Home, no matter what your claims history

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For help with your quote, use our online chat to speak with a member of our team

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*We may not be able to quote in all circumstances. Cover limits/restrictions and/or conditions may apply to the policy. These are clearly detailed prior to purchase, and in the policy documentation for you to determine if the cover is suitable for your needs.

Home Insurance Specialists names you can trust

Intelligent Insurance | AXA Panel Member
Non-Standard Home Insurance by Intelligent Insurance | Liverpool Victoria Insurance Panel Member
Intelligent Insurance | Pen Underwriting Panel Member
Intelligent Insurance | Arkel Panel Member
Intelligent Insurance | Non-Standard Home Insurance
Intelligent Insurance | Prestige Underwriting Services Panel Member

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