Our policies are designed for high-value homes with complex needs, offering comprehensive protection at every level.
Every large home is different, from historic properties to modern designs with unique features.
We build each policy around your property’s exact requirements, offering specialist protection for buildings, contents, and personal possessions.
No assumptions, no shortcuts, just high-value home insurance built to match your property.
Family Legal Protection Plus extends this cover limit to £50,000 and increases the range of legal disputes that you’re covered for.
Enjoy complete protection with extended emergency callout cover with up to £1,000 per callout, £1,000 Total Claims Limit/Year, Boiler & Heating System cover & Alternative Accommodation
Cover for accidental breakages or damage to your buildings e.g: putting your foot through the ceiling, or accidental breakage of glass
Typically, we classify homes as ‘large houses’ if they have six or more bedrooms. However, we also consider other factors like total square footage and unique property features. Our policies are tailored to meet the specific needs of spacious and expansive homes.
Absolutely. We specialise in insuring listed and heritage properties, understanding the unique requirements and considerations for these types of homes. Our policies are crafted to provide the specialised coverage that such historic properties necessitate.
We offer specialised policies for large houses that may be unoccupied for extended periods, such as holiday homes or properties during renovation. These policies ensure that your home remains protected, even when you’re away, with specific coverage for unoccupied periods.
We offer several additional coverage options to provide comprehensive protection for your large house. These include accidental damage cover, legal expenses, and coverage for valuable personal property, among others. Our team can help you customise a policy that perfectly fits your needs.
Yes, we offer contents insurance cover that is specifically designed to meet your needs. Our policies ensure that the contents of your home, regardless of its size, are fully protected against a wide range of risks. Whether you’re looking to combine this with your buildings insurance for convenience and savings, or prefer to maintain separate policies for greater flexibility, we have you covered.
We also offer additional cover for high-value and specified personal belongings.
If you already hold a policy with us, adding contents coverage is simple and can be done at any time through your account, ensuring your valuable possessions are safeguarded.
*We may not be able to quote in all circumstances. Cover limits/restrictions and/or conditions may apply to the policy. These are clearly detailed prior to purchase, and in the policy documentation for you to determine if the cover is suitable for your needs.
Discover how Defaqto Star Ratings guide better insurance choices
Up for renewal? Find out how your renewal price is calculated.
Looking to insure your second home? Explore your options for both buildings & contents insurance.
If you’re currently insured with us, you’ll find the documents for your policy in MyAccount.
Making a claim has never been easier – just follow these three simple steps.
Find your insurer’s claims contact details in your policy document or Schedule. Always have your policy number to hand, as it helps your insurer’s claims team quickly identify you and assist you without delay.
Call your insurer’s claims team as soon as the incident occurs. Provide a brief description of what happened and, if applicable, notify the Police within seven days for incidents like theft or malicious damage.
If required, complete and return the claim form along with supporting documents (receipts, photos, etc.) within 30 days. This ensures a smooth, timely processing of your claim.
