Website Terms and Conditions
This site does not constitute any form of advice or recommendation
Governing Law and jurisdiction
Under UK Law you have a free choice of Law, but in the absence of any further written agreement English or Welsh Law will apply.
Messages sent over the internet cannot be guaranteed to be completely secure and may be subject to possible interception by third parties. For these reasons, please do not use email to send us communications that contain confidential information. We are not responsible for any messages sent over the internet and will not be liable to you or anyone else for any loss suffered in connection with any message sent over the internet.
Telephone calls will be monitored or recorded in order to comply with record keeping requirements, to ensure a consistent quality of service.
Website access and availability
The Website, and the information and services provided on or through the Website, are directed at those who can access the Website from the United Kingdom and are intended for use solely by residents of United Kingdom who are 18 years of age or older. Any online services and information we provide to you at your request will be in respect of insurance policies, which are subject to English law. You must not use the Website or its content in countries where you are restricted or prohibited from doing so by local laws, regulations, codes and/or customs.
The Website is provided on an “as is” and “as available” basis and, whilst we have taken care in the preparation of the Website, we do not warrant that you will always have access to the Website (in whole or in part) or that access to the Website will be uninterrupted or error-free at all times. In addition, we do not warrant that your use of the Website or any material downloaded from it will not cause damage to any property, including, but not limited to, loss of data or computer virus infection.
Protecting your money
Prior to your premium being forwarded to the insurer (or forwarded to you in the event of a premium refund) we will hold your money as an agent of the insurer with which we arrange your insurance. Where we hold premium as the agent of the insurer it is regarded as received by the insurer. Our Insurer Trust Account bank account may contain other customers’ money and money we hold as an agent of insurers. Our Insurer Trust Account is rigorously monitored in order to safeguard your money. We reserve the right to retain interest earned on our Insurer Trust Accounts.
Accuracy of information
Whilst we have taken all reasonable steps to ensure that the information published on the Website is accurate and up to date, we give no warranty and make no representation regarding the reliability, accuracy and completeness of the information on the Website and we accept no liability for any errors or omissions or negligence committed by you.
Certain information on the Website is provided by third parties and you acknowledge and agree that neither we nor our suppliers have any control over the accuracy or completeness of such third party information.
Copyright and use of website
You acknowledge that the copyright in the Website and its entire content (including, but not limited to, design, graphical, auditory and text arrangements, database rights and other intellectual property rights) belongs to Intelligent Insurance or their related, affiliated or subsidiary companies. You may only use the Website for your own private non-professional use and not for commercial purposes. You may display, retrieve, print, copy or download the content of the Website in whole or in part for your personal use only. You may not otherwise transfer, copy, distribute, upload, transmit, modify, publish or reproduce the content of the Website in whole or in part in any material form without prior written consent from Intelligent Insurance or their related, affiliated or subsidiary companies.
Entry to, or interference with, the Website, with intent to corrupt, damage or deny service from the Website, or for any other commercial benefit, shall be taken seriously and we shall take such action as is necessary to protect the Website from any such activities in order to protect our intellectual property rights.
The names Intelligent Insurance, Intelligent Insurance Complete Home and Intelligent Advisory Services Ltd and any other images, logos, icons and trademarks of Intelligent Advisory Services Ltd are the proprietary marks of Intelligent Advisory Services Ltd. The names, images, logos and icons of third party companies, products or services featured on the Website are or may be the trademarks of their respective owners.
Use of your personal information
Limitation of liability
- The content of the Website;
- Any unavailability of the Website or certain areas of the Website;
- Any amendments or changes to the Website or its content; and
External links to and from the website
Hypertext links to Third Party Websites are provided for your convenience only. You acknowledge and agree that we do not endorse, and are not responsible in any way for the availability of, information or content displayed on, or software downloaded from, such Third Party Websites (including, without limitation, any advertisements about investment products and services) and we do not endorse or make any recommendation about products and services that are advertised or promoted on such Third Party Websites. We are not liable for any loss or damage which may arise from your use of any Third Party Websites.
Amendments to website terms and conditions
Intelligent Insurance and Intelligent Insurance Complete Home are trading names of Intelligent Advisory Services Limited Reg. No. 07839423. Address: 4 Lakeside, Headlands Business Park, Salisbury Road, Ringwood, BH24 3PB. Authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 624474)