Timber framed house insurance from Intelligent Insurance
Securing Your Timber Framed Home

Timber framed house insurance

Finding home insurance cover for your timber framed house can be a challenge as they are considered ‘non-standard’. Whether your residence boasts the timeless charm of a traditional Tudor property or the sustainability of a modern eco-build, Intelligent Insurance is your partner in securing cover for your timber frame home.

Intelligent Insurance specialises in insuring all types of timber frame properties, from old and listed structures to contemporary and eco-friendly designs. Our dedicated team is here to address your questions and ensure you receive the right coverage for your home.

Your Unique Home, Covered.

Why Timber Framed Houses Need Specialised Insurance

Timber-framed houses are often testament to architectural heritage, offering homeowners a connection to the craftsmanship of the past. Yet, their construction methods and materials present distinct challenges that demand specialised insurance.

Fire Susceptibility

Timber-framed homes, while beautiful, can be more susceptible to fire-related risks. In the event of a fire, timber’s combustible nature poses a significant concern. Standard insurance policies often fall short in providing adequate coverage for these specific risks.

Specialised Repairs

When repairs are necessary, timber-framed properties require specialised construction methods and materials. These repairs can be more intricate and costly compared to conventional homes. Standard insurers may not fully understand these requirements.

Unique Risks

Timber-framed houses face unique risks, including issues related to decay, structural integrity, and maintenance. Our tailored insurance policies takes into account these specific vulnerabilities.

Non-Standard Classification

In the UK, timber frame homes are often classified as ‘non-standard’ due to their unique construction. This classification can make it challenging to find suitable coverage through standard insurance providers.

To address these challenges and provide comprehensive protection, specialised Timber Framed House Insurance is essential. Our policies are designed to cover the distinctive risks associated with timber-framed homes, ensuring that your property remains secure*.

Key Benefits of Our Timber Framed House Insurance:

  • Comprehensive Cover - 5 Star Defaqto Rated
  • Instant Online Quotes: we provide immediate online quotes
  • Rated Excellent for Customer Service: committed to our customer satisfaction
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Frequently Asked Questions

We cover a wide range of timber-framed properties, including old and listed structures, contemporary designs, and eco-friendly homes.
Our insurance policies are tailored to suit the specific needs of different timber-framed houses.

The cost of insurance depends on various factors, including the size and type of your timber-framed house, its location, the condition of the timber frame, and any previous claims history.
Our team can provide a customised quote based on your specific circumstances.

To get a quote, you’ll need to provide details about your property, such as the size and type of the timber frame, the age of your property, any previous insurance claims, and the general condition of the timber frame.

This information helps us assess the risk and determine the best cover options for you.

Wood rot is a common concern in timber-framed properties. Our Timber Framed House Insurance covers issues like wood rot, provided that the damage occurred during the policy period.

We recommend addressing wood rot promptly to maintain the integrity of your home.

Yes, alongside our building insurance, we provide comprehensive contents insurance for your timber-framed house. Combining both buildings and contents insurance can offer you cost savings and simplify your home insurance management.

Alternatively you can opt for separate policies. For current policyholders, adding contents insurance is straightforward and can be done at any time through your online account, ensuring your valuables inside the house are as protected as the structure itself.

Absolutely! Our expertise extends to insuring listed buildings with timber frames. Regardless of whether your property is Grade I, Grade II, or Grade II*, we’re well-versed in the unique requirements and challenges that come with insuring historic and listed buildings.

We offer specialised insurance solutions that provide comprehensive protection, tailored to the distinctive characteristics of your timber-framed listed building.

Still have questions? Visit our help centre

Comprehensive Insurance for Timber Framed Buldings

Our Timber Frame insurance is intelligently designed to provide robust protection for your property, addressing the unique challenges of Timber Frame construction.
Key benefits and cover options include:

  • High-Quality Defaqto 5-Star Rating
  • Flexible Payment Options
  • Optional Legal Expenses Insurance
  • Optional Accidental Damage
  • Optional Home Emergency
Insurance for Homes With Timber Frames

Get an online quote for your Timber Frame Home Insurance, tailored to your needs

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For help with your quote, use our online chat to speak with a member of our team

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*We may not be able to quote in all circumstances. Cover limits/restrictions and/or conditions may apply to the policy. These are clearly detailed prior to purchase, and in the policy documentation for you to determine if the cover is suitable for your needs.

Home Insurance Specialists names you can trust

Intelligent Insurance | AXA Panel Member
Allianz Insurer
Intelligent Insurance | Pen Underwriting Panel Member
Intelligent Insurance | Arkel Panel Member
Intelligent Insurance | Non-Standard Home Insurance
Intelligent Insurance | Prestige Underwriting Services Panel Member

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