Refused Home Insurance | Intelligent Insurance
High Risk Insurance Cover for

Refused home insurance

If you’ve struggled to secure home insurance due to past refusals or cancelled policies, finding the right cover can be challenging. At Intelligent Insurance, we specialise in arranging home insurance for individuals in unique circumstances, including those who have been refused insurance in the past*.

Your Circumstances, Covered.

Specialist home insurance

Refused or Denied Home Insurance Cover 

Understanding why home insurance may be refused is crucial for securing future insurance. There are several common factors that insurers consider when assessing applications, and being aware of these can help you take proactive steps. Some reasons for home insurance refusals include:

  • Previous Claims: Insurers may be cautious if you have a history of frequent or significant claims
  • Poor Credit History: a low credit score can impact your eligibility for standard home insurance
  • Non-Disclosure: failing to disclose important information during the application process can lead to refusals
  • High-Risk Occupations: if your profession is considered high-risk, insurers may be more cautious
  • Unoccupied Property: homes left unoccupied for extended periods can pose higher risks
  • Property Condition: If your property has maintenance issues or requires significant repairs, it may be deemed high-risk
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Frequently Asked Questions

First of all, find out why your insurer is not offering you cover – ask for the specific details. This is important as you will be asked to confirm this information when obtaining a new quote.

Then speak to a specialist provider. At Intelligent Insurance we provide home insurance for circumstances including previously refused or cancelled policies.

With Intelligent Insurance, yes absolutely! We make it convenient for you to explore your options and get a quote online in less than ten minutes.

Still have questions about Refused Home Insurance? Visit our help centre

Arranging Your Refused Home Insurance

We understand that past factors shouldn’t necessarily affect you being able to secure home insurance going forward.

Our specialised approach to home insurance will help you to secure the cover you need. Explore our options and get a quote today to start your journey toward comprehensive and accessible home insurance.

Why choose us?

  • Insurance provided by names you trust
  • Competitive prices
  • Rated excellent for service by our customers
  • Specialist team ready to help
  • Online quote in under 10 minutes
Refused Home Insurance

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*We may not be able to quote in all circumstances. Cover limits/restrictions and/or conditions may apply to the policy. These are clearly detailed prior to purchase, and in the policy documentation for you to determine if the cover is suitable for your needs.

Home Insurance Specialists names you can trust

Intelligent Insurance | AXA Panel Member
Allianz Insurer
Intelligent Insurance | Pen Underwriting Panel Member
Intelligent Insurance | Arkel Panel Member
Intelligent Insurance | Non-Standard Home Insurance
Intelligent Insurance | Prestige Underwriting Services Panel Member

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