steel framed house insurance
Specialised Home Insurance

Steel framed house Insurance

Insuring a steel framed house requires a policy as strong and resilient as the structure itself. Steel framed homes, celebrated for their strength and contemporary architecture, have specific insurance needs that differ from conventional wood-framed houses.

Our steel framed house insurance is intelligently crafted to cater to these unique requirements. It provides comprehensive coverage against a range of potential risks, from environmental damages to specific structural concerns*.

Tailored to the unique features of steel construction, these policies guarantee innovative and dependable coverage, aligning with the resilience and contemporary design of your steel framed home.

Your Unique Home, Covered.

Flat roof insurance

Steel Frame Home Insurance Designed Around You

Steel framed homes are not just architectural marvels; they’re a testament to modern building innovation. Known for their impressive strength, resistance to rot, decay, and fire, steel framed homes have revolutionised contemporary construction. Their flexibility in design makes them a favoured choice for distinctive new builds, offering homeowners a unique blend of durability and aesthetic appeal.

Understanding these unique qualities, our home insurance policies are crafted to align perfectly with the specific needs of your steel framed house.

Why choose us

Tailored Coverage

Our cover levels are adaptable to your individual requirements, ensuring you have the precise level of protection you need. Whether it’s a standard policy or one with additional features, we make sure that your insurance is as unique as your home.

Competitive Pricing

We believe that exceptional insurance for steel framed homes shouldn’t come at a premium. Our policies are competitively priced, providing you with affordable yet comprehensive coverage.

Instant Online Quotes

Time is valuable, and we respect that. Get an immediate online quote in most cases, making the process of insuring your home quick and effortless.

Exemplary Customer Service

Rated excellent for customer service, our team is committed to providing you with support that matches the high quality of our insurance policies. From inquiries to claims, we ensure a seamless and supportive experience.

With our specialised insurance for steel framed homes, you’re not just insuring a structure; you’re protecting a piece of modern architectural art. Let us help you safeguard your investment with coverage that’s as innovative and unique as your steel framed home.

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Frequently Asked Questions

Steel framed homes have unique characteristics, such as increased durability and specific architectural designs, that standard home insurance policies may not fully cover. Our steel framed house insurance is tailored to address these unique aspects, providing specialised protection that aligns with the specific needs of your steel construction.

Absolutely. Our policies offer comprehensive coverage options for both the structure of your steel framed house and its contents.
This ensures that not only is your home’s structure protected, but also your valuable possessions inside.

The cost of insurance for a steel framed house can vary depending on several factors such as location, size, and specific coverage needs. However, we strive to offer competitive pricing that reflects the unique benefits and risks associated with steel framed homes.

While steel framed homes are known for their durability, we recommend regular maintenance to keep your home in optimal condition. This includes routine checks for any structural issues, ensuring proper waterproofing, and addressing any signs of rust or wear.
Adhering to these guidelines not only helps in maintaining the integrity of your home but also ensures that your insurance coverage remains in good standing.

Tailored Specialist Steel Framed Property Insurance

An Intelligent approach to Steel Framed Property Insurance

Intelligent Insurance approaches steel framed house cover with a smart, personalised touch. Understanding that each property and homeowner’s circumstances are unique, we tailor our policies to your needs.

This intelligent approach ensures that whether your home is a standard build, a listed property, or has unique characteristics, your insurance coverage is as individual as your home.

We’re committed to providing protection that adapts to your specific needs, offering peace of mind and comprehensive cover for both buildings & contents.

What we provide

Buildings cover up to £1,000,000
Buildings cover up to £1,000,000
Contents Insurance up to £100,000
New for old cover for belongings kept in your home
Alternative accommodation
Temporary accommodation in the event your home is uninhabitable
Replacement locks and keys
For lost or stolen keys
Trace and access cover up to £5,000
Replacement and repair to any parts of the building that are removed when tracing escape of water
Family Legal Protection up to £25,000
Cover for legal expenses (whether prosecuting or defending). There is a £100 excess.
Home Emergency Cover up to £250 per call-out
24 hour immediate assistance from a professional electrician, plumber or other specialist following certain emergencies in the home included as standard.

What isn't included?

We don’t cover loss or damage
  • Caused by wear, tear or gradual deterioration
  • That occurred before the policy started
  • Caused by vermin, insects, pets
  • Caused by dishonest, wilful or deliberate acts
  • Arising from leaks from swimming pools, fixed hot tubs, jacuzzies, fixed spas
Cover restrictions
  • you are only covered up to the maximum claims limits shown on your schedule
  • you are responsible for any excesses stated in your policy
  • any exclusions or restrictions shown by endorsement in your schedule

Looking for extra protection? Upgrade your cover

  • Family Legal Protection Plus

    Family Legal Protection Plus extends this cover limit to £50,000 and increases the range of legal disputes that you’re covered for.

    Optional
  • Home Emergency Plus

    Enjoy complete protection with extended emergency callout cover with up to £1,000 per callout, £1,000 Total Claims Limit/Year, Boiler & Heating System cover & Alternative Accommodation

    Optional
  • Accidental Damage

    Cover for accidental breakages or damage to your buildings e.g: putting your foot through the ceiling, or accidental breakage of glass

    Optional

Still have questions? Visit our help centre

Comprehensive Insurance for Steel Framed Homes

Our Steel Frame insurance is intelligently designed to provide robust protection for your property, aligning perfectly with the unique characteristics of steel frame construction.

Intelligent by name, intelligent by nature.

As the trusted choice for homeowners and tenants alike, we invite you to discover the difference with Intelligent Insurance. Let’s work together to secure your home insurance, ensuring that you’re protected with a policy that truly understands and meets your needs.

Here are the key advantages and coverage options:

  • 5-Star Rated: Our insurance policies for steel framed homes are Defaqto 5-star rated, reflecting top-quality coverage.
  • Flexible Payments: Convenient and flexible payment options for managing insurance premiums.
  • Emergency Response: Quick assistance with options for emergency repairs in case of sudden damage.
Insurance for Steel Framed Homes

Get an online quote for your Steel Framed Home Insurance, tailored to your needs

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*We may not be able to quote in all circumstances. Cover limits/restrictions and/or conditions may apply to the policy. These are clearly detailed prior to purchase, and in the policy documentation for you to determine if the cover is suitable for your needs.

Home Insurance Specialists names you can trust

Intelligent Insurance | AXA Panel Member
Allianz Insurer
Intelligent Insurance | Pen Underwriting Panel Member
Intelligent Insurance | Arkel Panel Member
Intelligent Insurance | Non-Standard Home Insurance
Intelligent Insurance | Prestige Underwriting Services Panel Member

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