Specialist Old House Insurance
When you have the pleasure of owning an older house, getting the right home insurance cover is essential as the costs of repairs to these special buildings can be more expensive, especially when the construction materials are considered to be non standard.
Intelligent Insurance consider the age and construction of these properties to provide a tailored quote to your home and circumstances*. If your home is listed, this also needs to be noted.
Insuring your home without taking these factors into account could leave you under insured in the event of a claim, so use a specialist provider to help you get the right cover for your old house.
- Buildings & contents insurance rated 5 Star by Defaqto
- Victorian, Stuart, and Georgian houses
- Specialist knowledge to get the right cover for your home
- Policies underwritten by a panel of UK insurers
Frequently Asked Questions
It is possible that insuring an older home will be more expensive than a more modern building. This is because it is likely the property has been constructed from some non standard materials or materials that are no longer easy to buy or are expensive to replace. There are several factors that are used to calculate insurance costs and age of property is one, as well as the area you live, your claims history and other personal circumstances.
At Intelligent Insurance, we provide cover for houses built after the year 1700.
Check the title register or title deeds that you obtained when you purchased the house. Alternatively you can contact HM Land Registry or us a free tool such as Property Checker
A rough estimate of when the house was built is enough information to get an insurance quote.
We offer several additional coverage options to provide comprehensive protection for your period property. These include accidental damage cover, legal expenses, and coverage for valuable personal property, among others. Our team can help you customise a policy that perfectly fits your needs.
An Intelligent approach to Old House Insurance
Intelligent Insurance approaches old house cover with a smart, personalised touch. Understanding that each property and homeowner’s circumstances are unique, we tailor our policies to your needs.
This intelligent approach ensures that whether your home is a standard build, a listed property, or has unique characteristics, your insurance coverage is as individual as your home.
We’re committed to providing protection that adapts to your specific needs, offering peace of mind and comprehensive cover for both buildings & contents.
What we provide
What isn't included?
- Caused by wear, tear or gradual deterioration
- That occurred before the policy started
- Caused by vermin, insects, pets
- Caused by dishonest, wilful or deliberate acts
- Arising from leaks from swimming pools, fixed hot tubs, jacuzzies, fixed spas
- you are only covered up to the maximum claims limits shown on your schedule
- you are responsible for any excesses stated in your policy
- any exclusions or restrictions shown by endorsement in your schedule
Looking for extra protection? Upgrade your cover
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Family Legal Protection Plus
Family Legal Protection Plus extends this cover limit to £50,000 and increases the range of legal disputes that you’re covered for.
Optional -
Home Emergency Plus
Enjoy complete protection with extended emergency callout cover with up to £1,000 per callout, £1,000 Total Claims Limit/Year, Boiler & Heating System cover & Alternative Accommodation
Optional -
Accidental Damage
Cover for accidental breakages or damage to your buildings e.g: putting your foot through the ceiling, or accidental breakage of glass
Optional
Still have questions? Visit our help centre
Intelligently insured
Intelligent Insurance have been providing specialist 5 Star Defaqto Rated buildings and contents home insurance cover for over 10 years. Get an easy online quote in minutes.
- Tailored home insurance for your property
- Buildings & contents insurance rated 5 Star by Defaqto
- Basic home emergency and legal cover included
Get an online quote for your old house or period property. Home insurance, tailored to your home and your needs
For help with your quote, use our online chat to speak with a member of our team
*We may not be able to quote in all circumstances. Cover limits/restrictions and/or conditions may apply to the policy. These are clearly detailed prior to purchase, and in the policy documentation for you to determine if the cover is suitable for your needs.
Home Insurance Specialists names you can trust
