Home Insurance for Musicians, Actors and Politicians
Home Insurance for Individuals with

High-risk occupations

If your profession places you in the public eye, such as being a musician, actor, or politician, it’s crucial to secure a specialised high-risk occupation home insurance policy. Intelligent Insurance is dedicated to arranging competitive Home Insurance coverage for a variety of high-risk occupations*.

We’ve got you Covered.

Flat roof insurance

All High-Risk Occupations Considered

We understand that certain professions inherently carry greater risk for home insurers. As a specialist home insurance provider, we take these unique considerations into account. High-risk occupations span a wide range and can include, but are not limited to:

  • Politicians
  • Television personalities
  • Comedians
  • Professional athletes and sportsmen/women
  • Musicians
  • Journalists
  • Actors/Actresses
  • Film Production Crew
  • Tour Crew (Sound Engineers, Lighting & Stage Technicians)
Get a Quote

Frequently Asked Questions

While premiums can be influenced by the nature of your occupation, Intelligent Insurance aim to offer competitive rates tailored to your specific circumstances.

Our goal is to provide comprehensive cover to suit your individual circumstances and ensure you have adequate protection for your home and belongings.

Yes, at Intelligent Insurance, we specialise in arranging coverage for individuals with high-risk occupations, even if they have faced insurance refusals in the past.

To get an online quote, you’ll need to provide details about your home, possessions, and specific information related to your occupation. Our user-friendly quote guides you through the process, ensuring you receive an accurate and timely quote in about 10 minutes.

Absolutely. We offer comprehensive insurance solutions for individuals in high-risk occupations. Our policies are tailored to provide both buildings insurance and contents insurance, ensuring complete protection for your home and valuables regardless of your profession.

Still have questions? Visit our help centre

Why You Need High-Risk Occupational Home Insurance

For professionals in high-risk occupations, such as musicians, actors, tour crew, and film production staff, income irregularities and unpredictable work schedules make finding suitable home insurance challenging. Unlike standard policies, high-risk occupational home insurance caters specifically to the needs of those whose careers involve fluctuating incomes, seasonal work, and temporary contracts.

Musicians and actors often face periods of variable income, making regular insurance premiums a financial strain. Similarly, tour crew and film production teams deal with the complexities of working in different locations for short durations, which traditional home insurance policies may not accommodate.

Our specialised home insurance solutions are designed with this in mind, offering flexible payment options to match income patterns and comprehensive coverage that travels with you, ensuring your home and possessions are protected regardless of your professional demands. This focus on adaptability and understanding of the unique risks faced by individuals in these sectors underscores the necessity of high-risk occupational home insurance.

By directly addressing the specific challenges and risks associated with high-risk professions, we ensure that your insurance cover is as dynamic and versatile as your career. This is why high-risk occupational home insurance isn’t just beneficial—it’s essential for safeguarding your home and belongings against the unique uncertainties of your profession.

Get an instant online quote for your property now.

Key Features Include:

  • Defaqto 5-Star Rated Cover
  • Insurance cover provided by names you trust
  • Competitive Prices
  • Excellent Customer Service
  • Free Online quote in under 10 minutes
High Risk Occupation Home Insurance

Get an online quote for your Home, no matter what your profession

Get a quote
Speak to a member of our team

For help with your quote, use our online chat to speak with a member of our team

Live Chat

*We may not be able to quote in all circumstances. Cover limits/restrictions and/or conditions may apply to the policy. These are clearly detailed prior to purchase, and in the policy documentation for you to determine if the cover is suitable for your needs.

Home Insurance Specialists names you can trust

Intelligent Insurance | AXA Panel Member
Allianz Insurer
Intelligent Insurance | Pen Underwriting Panel Member
Intelligent Insurance | Arkel Panel Member
Intelligent Insurance | Non-Standard Home Insurance
Intelligent Insurance | Prestige Underwriting Services Panel Member

Get Your Home Insurance Quote Today

Specialist Home Insurance for High-Risk Occupations

Get a quote