Protecting Your Home taking into account your business
The unique duality of your home as both a residence and workplace can pose challenges in finding competitively priced home insurance. At Intelligent Insurance, we specialise in navigating this balance.
Our team collaborates with multiple insurance underwriters to secure the right level of cover for your home, personal possessions, and essential business equipment—all at a competitive price.
- Tailored Cover for Freelancers, Small Operations, and Home Businesses
- Competitive pricing for home-based businesses
- Collaboration with multiple underwriters for comprehensive cover
Frequently Asked Questions
Additional charges may be applicable to your home insurance when conducting business activities from your home address.
The presence of frequent visitors can increase the risk of potential claims, such as those related to liability or damaged equipment.
Yes, home business insurance is specifically designed to cover the unique needs of individuals running businesses from their homes.
It typically includes coverage for business equipment and liability related to your home-based business activities.
Home business insurance caters to a range of businesses, including freelancers, consultants, small operations, and those who conduct business activities from their homes.
Assessing the right level of coverage involves considering factors like the nature of your business, the value of business equipment, and potential liability risks. Our specialist team can guide you through the process and customise a plan that suits your specific requirements.
An Intelligent approach to home business insurance
Intelligent Insurance approaches home business cover with a smart, personalised touch. Understanding that each property and homeowner’s circumstances are unique, we tailor our policies to your needs.
This intelligent approach ensures that whether your home is a standard build, a listed property, or has unique characteristics, your insurance coverage is as individual as your home.
We’re committed to providing protection that adapts to your specific needs, offering peace of mind and comprehensive cover for both buildings & contents.
What we provide
What isn't included?
- you are only covered up to the maximum claims limits shown on your schedule
- you are responsible for any excesses stated in your policy
- any exclusions or restrictions shown by endorsement in your schedule
- you are only covered up to the maximum claims limits shown on your schedule
- you are responsible for any excesses stated in your policy
- any exclusions or restrictions shown by endorsement in your schedule
Looking for extra protection? Upgrade your cover
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Family Legal Protection Plus
Family Legal Protection Plus extends this cover limit to £50,000 and increases the range of legal disputes that you’re covered for.
Optional -
Home Emergency Plus
Enjoy complete protection with extended emergency callout cover with up to £1,000 per callout, £1,000 Total Claims Limit/Year, Boiler & Heating System cover & Alternative Accommodation
Optional -
Accidental Damage
Cover for accidental breakages or damage to your buildings e.g: putting your foot through the ceiling, or accidental breakage of glass
Optional
Still have questions? Visit our help centre
Arranging Your Home Business Insurance
Whether you’re working from your home office or have clients visiting for goods or services, Intelligent Insurance are dedicated to securing the cover you require at a competitive price.
Obtaining a quote is straightforward, and in most cases, you’ll receive a competitive price online in just a few minutes.
Choose us as your home insurance shield, allowing you peace of mind knowing your are protected at every step.
- Defaqto 5-Star rating
- Specialist Insurers for unique properties
- Flexible Options depending on the nature of your business
- Additional cover such as Accidental Damage & Legal Expenses Insurance available
Get an online quote for your Home Business, tailored to your needs
For help with your quote, use our online chat to speak with a member of our team
*We may not be able to quote in all circumstances. Cover limits/restrictions and/or conditions may apply to the policy. These are clearly detailed prior to purchase, and in the policy documentation for you to determine if the cover is suitable for your needs.
What our customers say
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Easy to buy insurance – incl working from home cover
“…Very easy to follow quote process online. Incredibly competitive premiums compared with all the large insurance companies. This was by far the best value for money annual premium, incl. working from home cover….”
KF
New Policyholder – 23rd May 2024
Home Insurance Specialists names you can trust
