Home business insurance | intelligent insurance
Protect Your work-from-home

Home business insurance

If you operate a small business from home, securing the right home insurance is crucial. Our home insurance policies are tailored to accommodate your business at home, providing additional cover for business equipment and stock*. Discover the simplicity and cost-effectiveness of Intelligent Insurance in arranging high-quality cover for those who run a business at home.

Your Home Business, Covered.

non-standard insurance

Protecting Your Home taking into account your business

The unique duality of your home as both a residence and workplace can pose challenges in finding competitively priced home insurance. At Intelligent Insurance, we specialise in navigating this balance.

Our team collaborates with multiple insurance underwriters to secure the right level of cover for your home, personal possessions, and essential business equipment—all at a competitive price.

  • Tailored Cover for Freelancers, Small Operations, and Home Businesses
  • Competitive pricing for home-based businesses
  • Collaboration with multiple underwriters for comprehensive cover
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Frequently Asked Questions

Additional charges may be applicable to your home insurance when conducting business activities from your home address.

The presence of frequent visitors can increase the risk of potential claims, such as those related to liability or damaged equipment.

Yes, home business insurance is specifically designed to cover the unique needs of individuals running businesses from their homes.

It typically includes coverage for business equipment and liability related to your home-based business activities.


Home business insurance caters to a range of businesses, including freelancers, consultants, small operations, and those who conduct business activities from their homes.

Assessing the right level of coverage involves considering factors like the nature of your business, the value of business equipment, and potential liability risks. Our specialist team can guide you through the process and customise a plan that suits your specific requirements.

Still have questions? Visit our help centre

Arranging Your Home Business Insurance

Whether you’re working from your home office or have clients visiting for goods or services, Intelligent Insurance are dedicated to securing the cover you require at a competitive price.

Obtaining a quote is straightforward, and in most cases, you’ll receive a competitive price online in just a few minutes.

Choose us as your home insurance shield, allowing you peace of mind knowing your are protected at every step.

  • Defaqto 5-Star rating
  • Specialist Insurers for unique properties
  • Flexible Options depending on the nature of your business
  • Additional cover such as Accidental Damage & Legal Expenses Insurance available
Home Business Insurance

Get an online quote for your Home Business, tailored to your needs

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Speak to a member of our team

For help with your quote, use our online chat to speak with a member of our team

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*We may not be able to quote in all circumstances. Cover limits/restrictions and/or conditions may apply to the policy. These are clearly detailed prior to purchase, and in the policy documentation for you to determine if the cover is suitable for your needs.

What our customers say

  • Easy to buy insurance – incl working from home cover

    “…Very easy to follow quote process online. Incredibly competitive premiums compared with all the large insurance companies. This was by far the best value for money annual premium, incl. working from home cover….”

    New Policyholder – 23rd May 2024

Home Insurance Specialists names you can trust

Intelligent Insurance | AXA Panel Member
Allianz Insurer
Intelligent Insurance | Pen Underwriting Panel Member
Intelligent Insurance | Arkel Panel Member
Intelligent Insurance | Non-Standard Home Insurance
Intelligent Insurance | Prestige Underwriting Services Panel Member

Get Your Home Business Insurance Quote Today

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