
Discover how Defaqto Star Ratings guide better insurance choices
Steel frame homes combine cutting-edge engineering with contemporary design.
Resistant to fire, decay and structural rot, they offer lasting durability, but require insurance that recognises their unique construction.
We tailor policies specifically for modern steel frame builds, hybrid designs, and properties with previous remedial work, ensuring cover aligns with your property’s exact needs as part of our wider non-standard home insurance solutions.
Steel frame homes have distinct construction features, including superior durability, fire resistance and unique architectural designs, that standard home insurance may not fully address.
Our specialist policies are tailored to protect these unique structures properly.
Yes. Our policies provide comprehensive cover for both the building itself and your contents, ensuring both your home and personal possessions are fully protected.
Premiums for steel frame homes depend on factors like location, build type, size, and cover level.
While some insurers may charge more for >non-standard construction, we offer competitive pricing tailored to your property’s exact risks.
Regular maintenance is always advisable. Check for any signs of corrosion, ensure waterproofing is effective, and address minor issues early.
Well-maintained steel frames remain highly resilient and help keep your policy in good standing.
Every steel frame build is different.
We customise your cover to suit your property, whether newly built, hybrid construction, or previously repaired.
No assumptions, no shortcuts, just specialist cover built around your home
If your steel frame home is likely to be unoccupied for extended periods, such as during construction, renovation or between tenants, we can also arrange specialist unoccupied home insurance to protect your property while vacant.
Family Legal Protection Plus extends this cover limit to £50,000 and increases the range of legal disputes that you’re covered for.
Enjoy complete protection with extended emergency callout cover with up to £1,000 per callout, £1,000 Total Claims Limit/Year, Boiler & Heating System cover & Alternative Accommodation
Cover for accidental breakages or damage to your buildings e.g: putting your foot through the ceiling, or accidental breakage of glass
*We may not be able to quote in all circumstances. Cover limits/restrictions and/or conditions may apply to the policy. These are clearly detailed prior to purchase, and in the policy documentation for you to determine if the cover is suitable for your needs.
Browse our intelligent reading list of articles, guides and tips at your own convenience.
Discover how Defaqto Star Ratings guide better insurance choices
Up for renewal? Find out how your renewal price is calculated.
Looking for extra peace of mind? Discover the benefits of home emergency plus.
If you’re currently insured with us, you’ll find the documents for your policy in MyAccount.
Making a claim has never been easier – just follow these three simple steps.
Find your insurer’s claims contact details in your policy document or Schedule. Always have your policy number to hand, as it helps your insurer’s claims team quickly identify you and assist you without delay.
Call your insurer’s claims team as soon as the incident occurs. Provide a brief description of what happened and, if applicable, notify the Police within seven days for incidents like theft or malicious damage.
If required, complete and return the claim form along with supporting documents (receipts, photos, etc.) within 30 days. This ensures a smooth, timely processing of your claim.