Who this is for
This cover can be suitable if you want to insure:
- Buildings (the existing structure) while works are underway
- Contents during the renovation period
- Unoccupied periods if the home is empty for part of the project
Availability and conditions vary by insurer.
Who this is not for
This cover is not designed for:
- Insuring the renovation work / materials / project cost
- Cover for a builder’s work, trades liability, or site insurance
- A policy that covers only the renovation and not the home
If that’s what you need, you may want to search for contract works insurance or renovation project insurance.
Why you need to tell your insurer
Many standard policies have restrictions when building work is taking place. Insurers usually need to know about changes that affect the structure, security, or risk of damage (for example extensions, loft conversions, kitchen or bathroom refits).
Get a quote in minutes
Get a home renovation insurance quote online in minutes using our quick and easy quote service.
If you’d prefer to talk things through, call 0333 311 0390 to speak with a member of our UK-based specialist team.