Timber framed house insurance from Intelligent Insurance

Timber frame house insurance

Finding home insurance cover for your timber framed house can be a challenge as they are considered ‘non-standard’. Whether your residence boasts the timeless charm of a traditional tudor property or the sustainability of a modern eco-build, Intelligent Insurance is your partner in securing cover for your timber frame home.

  • Timber Frame Insurance Specialists
  • 5-Star Defaqto Rated Buildings & Contents Cover
  • Flexible Payments: Convenient and flexible payment options
  • Rated Excellent for Customer Service: committed to our customer satisfaction
  • Instant Online Quotes: we provide immediate online quotes
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Timber-framed homes, while beautiful, can be more susceptible to fire-related risks. In the event of a fire, timber’s combustible nature poses a significant concern. Standard insurance policies often fall short in providing adequate coverage for these specific risks.

We’re experts in insuring all types of timber frame properties, from old and listed structures to contemporary and eco-friendly designs. Our dedicated team is here to address your questions and ensure you receive the right coverage for your home.

Get a quote online now from a non-standard home insurance specialist.
Alternatively, if you prefer to talk to us in person, call 0333 311 0390 and we’ll be delighted to help you.

Get a Quote

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Tailored Specialist Insurance

An Intelligent approach to timber frame house insurance

Intelligent Insurance approaches timber framed house cover with a smart, personalised touch. Understanding that each property and homeowner’s circumstances are unique, we tailor our policies to your needs.

This intelligent approach ensures that whether your home is a standard build, a listed property, or has unique characteristics, your insurance coverage is as individual as your home.

We’re committed to providing protection that adapts to your specific needs, offering peace of mind and comprehensive cover for both buildings & contents.

What we provide

Buildings cover up to £1,000,000
To repair or rebuild your home, as standard by Defaqto, an independent financial research company
Alternative accommodation
Temporary accommodation in the event your home is uninhabitable
Replacement locks and keys
For lost or stolen keys
Trace and access cover
Replacement and repair to any parts of the building that are removed when tracing escape of water

What isn't included?

We don’t cover loss or damage
  • Caused by wear, tear or gradual deterioration
  • That occurred before the policy started
  • Caused by vermin, insects, pets
  • Caused by dishonest, wilful or deliberate acts
  • Arising from leaks from swimming pools, fixed hot tubs, jacuzzies, fixed spas
Cover restrictions
  • you are only covered up to the maximum claims limits shown on your schedule
  • you are responsible for any excesses stated in your policy
  • any exclusions or restrictions shown by endorsement in your schedule

Timber Frame Cover Levels

  • Buildings Insurance

    Cover for the main structure of your home if you need to repair or rebuild it

    Up to £1 million
  • Contents Insurance

    New for old cover for belongings kept in your home

    Up to £100,000
  • Alternative Accommodation

    Covers the costs for you and your family including pets to live elsewhere while your home is undergoing repair after an insured event

    Up to £50,000
  • Trace and Access

    Replacement and repair to any parts of the building that are removed when tracing escape of water

    Up to £5,000
  • Family Legal Protection

    Cover for legal expenses (whether prosecuting or defending). There is a £100 excess.

    Up to £25,000
  • Home Emergency Cover

    24 hour immediate assistance from a professional electrician, plumber or other specialist following certain emergencies in the home included as standard.

    Up to £250 per call-out
  • Family Legal Protection Plus

    Family Legal Protection Plus extends this cover limit to £50,000 and increases the range of legal disputes that you’re covered for.

    Optional
  • Home Emergency Plus

    Enjoy complete protection with extended emergency callout cover with up to £1,000 per callout, £1,000 Total Claims Limit/Year, Boiler & Heating System cover & Alternative Accommodation

    Optional
  • Accidental Damage

    Cover for accidental breakages or damage to your buildings e.g: putting your foot through the ceiling, or accidental breakage of glass

    Optional

Home Insurance Specialists names you can trust

Allianz Insurer
Intelligent Insurance | Pen Underwriting Panel Member
Intelligent Insurance | AXA Panel Member
Intelligent Insurance | Arkel Panel Member
Intelligent Insurance | Non-Standard Home Insurance
Intelligent Insurance | Prestige Underwriting Services Panel Member