Home insurance for barn conversions
Specialist home insurance for converted barns

Barn conversion insurance

Converted barns are rarely “standard builds”. Materials, frames and heritage features can all affect cover.

We arrange specialist buildings and contents insurance for barn conversions, including listed properties and non-standard construction, with policies placed via a panel of UK insurers*.

Barn conversion specialist insurance

What we cover (at a glance)

Areas of cover may include:

  • Timber/oak or steel frames (box, cruck, post-and-truss)
  • Heritage properties (including listed/curtilage), subject to eligibility
  • Main residences, second homes, holiday homes & Airbnb's
  • Outbuildings, workshops and home offices (within policy limits)
  • Optional add-ons: accidental damage, legal expenses and home emergency
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Frequently Asked Questions

Usually. Many conversions are non-standard construction, which affects underwriting and conditions.

Often. Oak/timber or steel frames, SIPs and large glazed spans fall outside standard brick/block.

Yes, subject to eligibility and the property’s listing/curtilage. We’ll ask about grade and restrictions.

Yes. Tell us usage and typical unoccupied periods so terms match how you live.

Yes, subject to the scope of works, site security and who’s carrying out the work.

No, we don’t currently insure thatched roofs.

Construction/frame, roof/materials, rebuild value, heritage status, usage, heating/services, security, outbuildings and any planned/ongoing works.

Tailored to your property

How we tailor insurance for barn conversions

Every conversion is different. We’ll ask about construction & frame, heritage status, how it’s used (main, second or holiday home), heating/services, security & access, outbuildings/annexes, and any recent or ongoing works, then place cover via a panel of UK insurers.

This ensures your quote reflects the property you actually own, not a generic “standard build”. Exact limits, options and exclusions are shown in your quote and Schedule.

What we provide

Buildings cover up to £1,000,000
Buildings cover up to £1,000,000
Contents Insurance up to £100,000
New for old cover for belongings kept in your home
Alternative accommodation
Temporary accommodation in the event your home is uninhabitable
Replacement locks and keys
For lost or stolen keys
Trace and access cover up to £5,000
Replacement and repair to any parts of the building that are removed when tracing escape of water
Family Legal Protection up to £25,000
Cover for legal expenses (whether prosecuting or defending). There is a £100 excess.
Home Emergency Cover up to £250 per call-out
24 hour immediate assistance from a professional electrician, plumber or other specialist following certain emergencies in the home included as standard.

What isn't included?

We don’t cover loss or damage
  • Caused by wear, tear or gradual deterioration
  • That occurred before the policy started
  • Caused by vermin, insects, pets
  • Caused by dishonest, wilful or deliberate acts
  • Arising from leaks from swimming pools, fixed hot tubs, jacuzzies, fixed spas
Cover restrictions
  • you are only covered up to the maximum claims limits shown on your schedule
  • you are responsible for any excesses stated in your policy
  • any exclusions or restrictions shown by endorsement in your schedule

Looking for extra protection? Upgrade your cover

  • Family Legal Protection Plus

    Family Legal Protection Plus extends this cover limit to £50,000 and increases the range of legal disputes that you’re covered for.

    Optional – Family Legal Protection Plus
  • Home Emergency Plus

    Enjoy complete protection with extended emergency callout cover with up to £1,000 per callout, £1,000 Total Claims Limit/Year, Boiler & Heating System cover & Alternative Accommodation

    Optional – Home Emergency Plus
  • Accidental Damage

    Cover for accidental breakages or damage to your buildings e.g: putting your foot through the ceiling, or accidental breakage of glass

    Optional – Accidental Damage

Still have questions? Visit our help centre

What you get with Intelligent Insurance

  • 5-Star Defaqto-rated buildings and contents cover
  • Policies arranged with a panel of UK insurers
  • UK-based team rated highly for service
  • Fast online quote with flexible payment options
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*We may not be able to quote in all circumstances. Cover limits/restrictions and/or conditions may apply to the policy. These are clearly detailed prior to purchase, and in the policy documentation for you to determine if the cover is suitable for your needs.

Home insurance knowledge base

Browse our intelligent reading list of articles, guides and tips at your own convenience.

How to make a claim

Making a claim has never been easier – just follow these three simple steps.

step-one to making a claim

Step One – Check Your Policy

Find your insurer’s claims contact details in your policy document or Schedule. Always have your policy number to hand, as it helps your insurer’s claims team quickly identify you and assist you without delay.

step-two to making a claim

Step Two – Report the Incident

Call your insurer’s claims team as soon as the incident occurs. Provide a brief description of what happened and, if applicable, notify the Police within seven days for incidents like theft or malicious damage.

step-three to making a claim

Step Three – Submit Your Claim

If required, complete and return the claim form along with supporting documents (receipts, photos, etc.) within 30 days. This ensures a smooth, timely processing of your claim.

Home Insurance Specialists names you can trust

Allianz Insurer
Intelligent Insurance | Pen Underwriting Panel Member
Intelligent Insurance | Arkel Panel Member
Intelligent Insurance | Non-Standard Home Insurance
Intelligent Insurance | AXA Panel Member
Intelligent Insurance | Prestige Underwriting Services Panel Member

Get Your Converted Barn Insurance Quote Today

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