Our policies provide over for accidental damage as standard and you can upgrade this to include additional protection against a wide range of accidents in the home.
Accidental Damage Insurance
It’s a fact of life: accidents do happen. That’s why we include cover for accidental damage in all our home insurance policies, and also offer optional additional cover for protection against a wide range of accidents in the home.
Accidental Damage – what’s included as standard:
Buildings Cover: Accidental damage cover for windows, underground pipework (oil, water supply, gas), drains, cables and sanitary ware.
Contents Cover: Accidental damage cover for certain technology and home entertainment equipment as standard.
Extended Accidental Damage Cover
We provide an option to extend the level of accidental damage cover for both buildings and contents cover. Extended accidental damage cover provides protection against one-off incidents that cause damage to your household contents; such as a drink spilling on your carpet; and protection against mishaps that cause damage to your home; such as a nail through a water pipe, or putting your foot through the ceiling whilst in the loft.
To add Extended Accidental Damage cover to your policy, simply select this option when you complete your online quote.