Buildings Insurance

It is essential to ensure that your home is protected against unforeseen circumstances that can cause damage to your property, such as storm damage, subsidence, burst pipes and fire.

Buildings Insurance provides up to £1,000,000 cover to repair or rebuild your home, as standard.

If you require higher levels of cover we can tailor levels to suit – speak to one of our team to find out more.

Buildings Insurance – what’s included as standard

• Up to £1,000,000 to cover loss or damage to the structure of your property
• Cover for loss of rent and costs of alternative accommodation
• Property owners liability cover
• ‘Trace and Access’ cover in order to locate and access the source of water leaks, and making good following a repair.
• The option to upgrade your cover limit if you need to

Accidents do happen

It’s a fact of life: accidents do happen! Our policy gives you the option to add Accidental Damage cover to Buildings to protect you against mishaps that cause damage to your home;  such as a nail through a water pipe, or putting your foot through the ceiling whilst in the loft.

It will also cover accidental damage to windows, double glazing and sanitary ware, and damage to domestic underground oil pipes, underground water-supply pipes, drains, gas pipes and cables.

To add Extended Accidental Damage cover to your policy, simply select this option when you complete your online quote.