Family Legal Protection, often referred to as Legal Expenses Insurance (LEI) or Legal Protection Insurance, is included as standard* with our home insurance policies for no additional cost to you. Family Legal Protection provides financial cover to help you pay legal fees if you require professional legal assistance.
You have the option to upgrade to Family Legal Protection Plus for an additional cost, which provides extended cover and increased claims limits.
If you or your immediate family require professional legal assistance, Family Legal Protection provides up to £25,000 cover for legal expenses (whether prosecuting or defending). There is a £100 excess. Family Legal Protection Plus extends this cover limit to £50,000 and increases the range of disputes that you’re covered for. A breakdown of what’s included with each type of cover is shown below:
Family Legal Protection Plus | Family Legal Protection | |
Max Claims Limit | £50,000* | £25,000 |
Legal Helpline | ![]() |
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Consumer Pursuits | ![]() |
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Consumer Defence | ![]() |
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Property Damage | ![]() |
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Property Sale & Purchase | ![]() |
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Property Infringement | ![]() |
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Personal Injury | ![]() |
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Employment Disputes | ![]() |
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Probate & Tax Disputes | ![]() |
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School Admission Disputes |
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Personal Identity Fraud | ![]() |
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Vehicle Cloning | ![]() |
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Legal Defence | ![]() |
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Social Media Defamation | ![]() |
Our Family Legal Protection includes access to a 24 hour legal helpline, for advice and peace of mind immediately when you need it. To sign up for Family Legal Protection Plus just select the option when completing your online quote.
*There is a maximum claims limit of £5,000 for Employment Disputes