Family Legal Protection

Family Legal Protection, often referred to as Legal Expenses Insurance (LEI) or Legal Protection Insurance, is included as standard* with our home insurance policies for no additional cost to you. Family Legal Protection provides financial cover to help you pay legal fees if you require professional legal assistance.

You have the option to upgrade to Family Legal Protection Plus for an additional cost, which provides extended cover and increased claims limits.

Legal Protection for You and Your Family

If you or your immediate family require professional legal assistance, Family Legal Protection provides up to £25,000 cover for legal expenses (whether prosecuting or defending).  There is a £100 excess. Family Legal Protection Plus extends this cover limit to £50,000 and increases the range of disputes that you’re covered for. A breakdown of what’s included with each type of cover is shown below:

  Family Legal Protection Plus Family Legal Protection
Max Claims Limit £50,000* £25,000
Legal Helpline
Consumer Pursuits
Consumer Defence
Property Damage
Property Sale & Purchase
Property Infringement  
Personal Injury  
Employment Disputes  
Probate & Tax Disputes  
School Admission Disputes
Personal Identity Fraud  
Vehicle Cloning  
Legal Defence  
Social Media Defamation  

Our Family Legal Protection includes access to a 24 hour legal helpline, for advice and peace of mind immediately when you need it.  To sign up for Family Legal Protection Plus just select the option when completing your online quote.

*There is a maximum claims limit of £5,000 for Employment Disputes

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