Home Contents Insurance

It makes sense to insure the contents of your home and your personal possessions against loss or damage, whether by fire, flood, storm or theft. With our Contents Insurance, you can rest assured knowing that you’ll be covered should the worse happen, and you can specify the amount of cover you require.

Contents Insurance – what’s included as standard

• Up to £100,000 to cover loss of or damage to your household contents – increase limits if you need to.
• Cover for high risk items such as jewellery, watches, clocks, musical instruments and works of art (maximum £2,000 per item unless specified)
• Alternative accommodation if your home cannot be lived in following loss or damage.
• Additional cover for your wedding day, Christmas period and other religious festivals.
• New for Old cover.

Accidents do happen

It’s a fact of life: accidents do happen.  Accidental Damage to Contents cover is available to protect you against one-off incidents that cause damage to your household contents; such as a drink spilling on your carpet, or a mirror being smashed when moving furniture.  It also covers accidental damage to items such as technology and home entertainment equipment.

To add Accidental Damage to contents to your policy, simply select this option when you complete your online quote.

Protect your personal belongings outside the home

We offer additional personal belongings cover to protect your belongings and valuables outside the home. By selecting Personal Belongings cover, if your belongings are stolen, or you lose or damage them whilst you are out and about then individual items valued up to £2,000 will be covered (items over this amount will need to be specified separately).

To add personal belongings cover to your policy, simply decide how much cover you need and specify this when you complete your online quote.