Are my outbuildings covered?

Generally yes, and we will ask you about your outbuildings as part of putting a quote together.  Intelligent Insurance offer cover for outbuildings up to £40,000 each.  We can provide building insurance for more cover if required.  For policies purchased before 01/12/2018, cover is up to £10,000 each for outbuildings. We will need to know the type of structure, its construction and how it’s used.

Note: an outbuilding is a building which does not form part of the structure of the main building of the home and is used for domestic purposes.  Outbuildings do not include buildings which are open on one or more sides, any building which is not on a permanent foundation or base, tree houses, inflatable buildings or any structure made from canvas, PVC or other non-rigid material.


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