How often do I need to get content cover valuations?

There is no set timeframe for valuations, and it is not essential in order to get items insured.  It is however advisable to get your pieces valued so you can insure them correctly and won’t miss out in the event of a claim.  Should you have to make a claim for a high risk or high value item, you will be asked to prove its value and ownership – a valuation can do both of these.

Expensive items of jewellery should ideally be valued annually, as the prices of metal and stones can change frequently. Some policies are endorsed with certain conditions where it stipulates the frequency of valuation or inspections needed

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