What high risk items do I need to disclose on my insurance?

All high risk items are automatically covered up to £2,000 per item, as long as you have the correct level of valuables cover in total on your policy.  This is why it is essential for any insurance policy not to underestimate possessions and be under insured.

If you own something worth more than £2,000 you will need to name it separately on your policy whether you take it outside the home or not

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