What incidents or events are covered?

Intelligent Insurance policies offer building cover for the following:

– Fire

– Riot, civil commotion and labour or political disturbances and strikes

– Malicious damage

– Impact from aircraft (or other flying devices), or anything dropped from them, vehicles or trains, falling aerials or masts, falling trees or branches, animals

– Storm, flood or weight of snow

– Subsidence or ground heave of the site the buildings stand on, or landslip

– Escape of water from or freezing in any fixed domestic water or drainage installation, heating installation, washing machine, dishwasher, fridge, freezer or water bed

– Theft or attempted theft

– Escape of oil from a fixed, domestic, oil-fired heating system

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