What items should I include in contents insurance?

The easiest way to work this out is to think of contents as being anything you would take with you if you moved house (including carpets and curtains and any white goods such as washing machines, dishwashers etc).

It’s worth a wander through your rooms at home (including your garage, shed and loft) to work out what it would cost to replace your items as new if you lost everything.  Don’t forget to include items such as furniture, jewellery, electronics and clothing.

Try to be as accurate as you can with this as if you underestimate how much your contents are worth, you could receive a lower pay-out than you need in the event of a claim.

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