Help Centre / Am I covered for home emergencies straight away?

Am I covered for home emergencies straight away?

For new policyholders, coverage for home emergencies becomes effective after the initial 48 hours from the policy’s start. This waiting period ensures that your coverage is in place shortly after obtaining the policy.

Instant Access for Renewing Customers

Renewing customers enjoy the advantage of immediate coverage. Whether you’re starting a new policy or renewing an existing one, you can make a claim at any time during the insurance period.


Explore the waiting period and continuous coverage aspects to make informed decisions about home emergency protection. Intelligent Insurance prioritises proactive home safeguarding, ensuring that coverage meets the diverse needs of homeowners.

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The quickest way to reach us is via online chat. No robots, only real people. Our friendly team are available to help you five days a week.

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