Are the contents of my freezer covered?

Yes. Your home insurance covers food kept in your fridge and freezer if it’s damaged or spoiled because of an insured event (for example, a power cut, breakdown or fault with the appliance).

Standard cover

• Up to £750 is included as part of our contents insurance
• This helps with the cost of replacing perishable food and drink items.

Check your needs

• If you regularly store higher-value items or large quantities of food, you may want to increase your contents sum insured.
• Policy limits and optional add-ons can be adjusted to suit your household.

Making a claim

• If food in your fridge or freezer is damaged or lost, you can make a claim for the value (up to the limit on your policy).
• See our claims guide for how to get started.

Key point: Always review your Policy Schedule for the exact limits that apply to you.