Help Centre / Are the contents of my shed or garage covered?

Are the contents of my shed or garage covered?

Yes, as part of our standard offering, we cover the contents of a locked outbuilding. This includes sheds and garages, providing protection for your belongings stored in these spaces. The coverage extends up to the value of £5,000, ensuring that a baseline level of protection is in place.

Flexibility to Increase Coverage

Moreover, you have the option to increase this level of cover based on your specific needs. This flexibility allows you to tailor your insurance to the value of the items stored in your shed or garage. Consider assessing the total value of the contents to determine whether additional coverage is advisable.

Protecting Valuables in your shed & garage

Understanding that sheds and garages often house valuable items, it’s crucial to recognise the importance of this coverage. From gardening equipment to tools and other possessions, our standard coverage is designed to safeguard a range of belongings in these outdoor structures.

Assessing Additional Coverage Needs

For homeowners with higher-value items stored in their sheds or garages, exploring the option to increase coverage is a prudent step. This ensures that the insurance aligns with the value of the items and provides adequate protection against unforeseen events like theft, fire, or damage.


By exploring the coverage for the contents of your shed or garage, you can assess the adequacy of standard coverage and make informed decisions about adjusting it based on the value of your stored belongings.

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