Help Centre / Can I buy contents insurance without buildings insurance?

Can I buy contents insurance without buildings insurance?

Navigating the possibility of buying contents insurance without buildings insurance offers flexibility.

Independent Policies

You can purchase contents insurance independently, especially if you don’t own the property or have separate renewal timelines for contents and buildings policies.

Combined Savings

While it’s recommended to bundle both policies for potential discounts, it’s not mandatory. Purchasing separately is a viable option based on your unique circumstances.

Timing Considerations

Evaluate the timings of your contents and buildings policies. If they don’t align or you don’t own the property, purchasing them independently can be a practical choice.


Understanding the flexibility in acquiring individual policies empowers you to make choices that align with your specific needs. Intelligent Insurance provides adaptable solutions for comprehensive coverage tailored to your situation.

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