Help Centre / Do I have Home Emergency Cover with my home insurance?

Do I have Home Emergency Cover with my home insurance?

Home Emergency Cover is included at no additional cost with eligible Intelligent Insurance home insurance policies. Your policy schedule confirms whether Home Emergency Cover is included and the claim limits that apply to you.

For current Standard cover, the claim limit is up to £250 for each accepted emergency, with a total limit of £500 per policy year.

Standard cover includes:

  • 24-hour claims helpline
  • Plumbing and drainage
  • Internal electricity
  • Internal gas supply
  • Water supply
  • Specified pest infestations
  • Specified roofing emergencies

You can find your schedule and current claims details in MyAccount.

Learn more about Home Emergency Cover and Home Emergency Plus, including the differences between them.

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