Help Centre / How can I find out the rebuild value of my home?

How can I find out the rebuild value of my home?

Determining the rebuild value (not resale) of your home is crucial for setting the right level of buildings insurance. Here are two reliable methods to assess this value:

ABI’s Rebuild Calculator

Guide Price: An accessible option is to use the Association of British Insurers (ABI) rebuild calculator. This online tool provides a guide price based on various factors, including the size and type of your property.

Ease of Use

The ABI’s rebuild calculator is user-friendly, allowing you to input essential details and receive an estimated rebuild value promptly.


While this provides a useful starting point, it’s important to note that it offers a general estimation and may not account for specific features or materials in your home.

Professional Surveyor

Accurate Calculation

For a more precise and tailored assessment, consider hiring a professional surveyor. Surveyors have the expertise to evaluate the specific characteristics of your property, including construction materials, unique features, and overall condition.

Site Visit

A surveyor typically conducts a site visit to thoroughly assess your home, taking into account factors that may not be covered by online calculators.

Detailed Report

Upon completion, the surveyor provides a detailed report outlining the rebuild value of your home. This report can be invaluable for obtaining accurate and comprehensive insurance coverage.

Why Rebuild Value Matters

Understanding the rebuild value is essential because it represents the cost of rebuilding your home from scratch in the event of a total loss, such as fire or structural damage. It ensures that your insurance coverage adequately reflects the cost of reconstruction, preventing underinsurance.

Choosing the Right Method

Deciding between the ABI’s rebuild calculator and a professional surveyor depends on your preferences, the complexity of your property, and the level of accuracy you seek. While the calculator offers convenience, a surveyor provides a more detailed and personalised assessment.


By using these methods to determine the rebuild value, you can make informed decisions about your buildings insurance coverage, ensuring that you have adequate protection in place.

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