Help Centre / Is there a limit to how many claims I can make under Home Emergency?

Is there a limit to how many claims I can make under Home Emergency?

When it comes to Home Emergency cover, it’s essential to grasp the details of your policy. Under the standard Home Emergency coverage, you have the flexibility to make claims, each with a maximum limit of £250 per emergency. This means you can address various unexpected home emergencies, from boiler breakdowns to plumbing issues, with financial support.

Annual Cap for Standard Coverage

For standard coverage, there’s an annual cap in place to ensure a balanced usage of your coverage. You can make claims up to a total of £500 in any given year, offering a reasonable limit for addressing emergency situations.

Enhanced Protection with Home Emergency Plus

For those seeking extra protection, Home Emergency Plus offers an elevated level of coverage. This enhanced plan increases the limit per emergency claim to £1,000. Simultaneously, the total claims limit within a single insurance period is £1,000, delivering comprehensive protection for various emergencies.

Navigating Unforeseen Home Situations

Understanding the limits of your Home Emergency coverage empowers you to navigate unforeseen situations with confidence. Whether you choose standard coverage or opt for the enhanced Home Emergency Plus, Intelligent Insurance is dedicated to providing comprehensive solutions tailored to your needs.


Feel secure in the knowledge that your Home Emergency coverage is designed to offer financial support when you need it most, ensuring peace of mind for unexpected home emergencies.

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