Help Centre / What incidents or events are covered?

What incidents or events are covered?

Intelligent Insurance policies offer building cover for the following:

  • Fire
  • Riot, civil commotion and labour or political disturbances and strikes
  • Malicious damage
  • Impact from aircraft (or other flying devices), or anything dropped from them, vehicles or trains, falling aerials or masts, falling trees or branches, animals
  • Storm, flood or weight of snow
  • Subsidence or ground heave of the site the buildings stand on, or landslip
  • Escape of water from or freezing in any fixed domestic water or drainage installation, heating installation, washing machine, dishwasher, fridge, freezer or water bed
  • Theft or attempted theft
  • Escape of oil from a fixed, domestic, oil-fired heating system

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