What is considered an outbuilding?

An outbuilding is any permanent structure on your property that is separate from your main home. These can serve various purposes, from storage and parking to leisure and hobbies.

Common Types of Outbuildings

• Sheds: For storing garden tools and outdoor equipment
• Garages: To protect vehicles from weather and theft
• Workshops: Dedicated spaces for DIY projects and crafts
• Summerhouses / Greenhouses: For relaxation or plant cultivation

Insurance Considerations

When arranging home insurance, outbuildings are typically included in your policy. The level of cover depends on:

• The type and size of the structure
• Its construction and use
• The value of contents stored inside

Ensuring you have the right coverage protects both the structure itself and the items you keep inside.

Need More Information?

For details on how outbuildings are covered under your policy and options for enhanced protection, visit our Outbuilding Home Insurance page.