Help Centre / What possessions are covered while my child is away at university?

What possessions are covered while my child is away at university?

While your child is away at university, their possessions fall under the category of contents. This coverage includes a diverse range of items, such as clothing, books, sports equipment, electronic gadgets, and laptops, subject to the specified cover limits and exclusions outlined in your policy schedule.

Inclusion of Personal Belongings

Moreover, the term “contents” encompasses personal belongings taken to university. It ensures that their possessions are protected against potential risks, including essential clothing items, academic materials, sports gear, and electronic devices.

Understanding Policy Limits

Reviewing your policy schedule is essential to understand the specific cover limits and exclusions applicable to these possessions. This information guides you on the extent of protection provided and any limitations associated with certain items.

Ensuring Adequate Protection

Both parents and students must ensure that the insurance policy aligns with the value of the possessions taken to university. If necessary, you can make adjustments to the policy to enhance coverage or accommodate specific needs.

Communication with Your Insurer

Additionally, if you have any concerns or questions about the coverage while your child is at university, feel free to reach out to us should you need clarification. Understanding the details of the policy ensures that you can make informed decisions to safeguard your child’s belongings.


By exploring the specifics of possession coverage while your child is away at university, you can navigate the insurance landscape with confidence, ensuring that their belongings are adequately protected.

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