Will a Home Emergency claim affect my home insurance no-claims discount?

No. Making a claim under Home Emergency Cover does not affect your home insurance no-claims discount.

What if the emergency causes other damage?

Home Emergency Cover addresses the immediate cause of an eligible emergency. If the emergency also causes damage to your building or belongings, you may need to make a separate claim under your buildings or contents insurance.

A separate buildings or contents claim may affect your home insurance no-claims discount and will be assessed under the terms, excess and limits of that policy.

Check your policy schedule and policy documents for the cover that applies to you.