Will making a claim under home emergency affect my home insurance no claims discount?

Home Emergency coverage operates independently from your home insurance. Making a claim under Home Emergency does not impact your home insurance no claims discount.

Exception Clause

The only scenario in which your home insurance no claims discount may be affected is if you also make a claim on your home insurance for any resulting damage from the emergencies covered under Home Emergency.

Summary

Navigating the intricacies of Home Emergency and home insurance no claims discounts ensures clarity in your coverage. This separation allows you to address emergencies without jeopardising your home insurance history.