Finding home insurance after bankruptcy can be frustrating, but we make it straightforward and fair. Our policies are built around your circumstances today, not your past, so you can protect your home with confidence.
Yes. We arrange home insurance for people with a history of bankruptcy, including recent cases. We look at your current circumstances rather than judging you solely on your past.
Yes, most insurers will ask about your financial history. Being open helps us find the right policy for you and ensures your cover is valid if you need to claim.
Not necessarily. We assess each case individually to offer fair, competitive rates.
Not with us. We aim to provide comprehensive cover, including buildings, contents, or combined policies, regardless of your bankruptcy history.
You can add accidental damage cover, family legal protection, or cover for valuable personal items outside the home.
If you’ve been bankrupt or had other financial difficulties, knowing exactly what your policy includes matters. Our cover is tailored to your circumstances, with the same quality protection you’d expect from any high-standard home insurance.
Below, you’ll find a clear breakdown of what is and isn’t included, so you can choose the right level of protection with confidence.
Family Legal Protection Plus extends this cover limit to £50,000 and increases the range of legal disputes that you’re covered for.
Enjoy complete protection with extended emergency callout cover with up to £1,000 per callout, £1,000 Total Claims Limit/Year, Boiler & Heating System cover & Alternative Accommodation
Cover for accidental breakages or damage to your buildings e.g: putting your foot through the ceiling, or accidental breakage of glass
Get a fair, fast quote for buildings, contents, or combined cover - no matter your past.
*We may not be able to quote in all circumstances. Cover limits/restrictions and/or conditions may apply to the policy. These are clearly detailed prior to purchase, and in the policy documentation for you to determine if the cover is suitable for your needs.
Browse our intelligent reading list of articles, guides and tips at your own convenience.
You're not alone. Read our guide on how to navigate financial difficulties.
Up for renewal? Find out how your renewal price is calculated.
If you’re currently insured with us, you’ll find the documents for your policy in MyAccount.
Making a claim has never been easier – just follow these three simple steps.
Find your insurer’s claims contact details in your policy document or Schedule. Always have your policy number to hand, as it helps your insurer’s claims team quickly identify you and assist you without delay.
Call your insurer’s claims team as soon as the incident occurs. Provide a brief description of what happened and, if applicable, notify the Police within seven days for incidents like theft or malicious damage.
If required, complete and return the claim form along with supporting documents (receipts, photos, etc.) within 30 days. This ensures a smooth, timely processing of your claim.
