Do You Need Shared House Contents Insurance?
If you share living arrangements with non-family members it is very likely that you’ll require a shared accommodation insurance policy to cover your belongings. Unfortunately shared occupancy does not mean shared risk. Regardless of your landlord’s insurance provision or that of other housemates, if you have valuable personal possessions at the premises, such as expensive technology, laptops, televisions etc, then shared house insurance could protect and replace them if lost or damaged.
In a shared occupancy arrangement, other people and their acquaintances can often gain access to your possessions, which also increases the risk of theft or damage.
In most cases we are able to provide a competitive quote for shared house insurance, based on your exact cover requirements, so you only pay for what you need.
Shared House Insurance made Easy
As well as cover for contents and personal possessions, if your property becomes damaged and you are unable to live in it you’ll be covered for rent you have to pay and the cost of alternative accommodation (within the policy limits) while you are not able to live in your home. Speak to our professional team who can help with any questions you have about cover for your assets when living in a shared house.
We typically arrange cover for all forms of shared homes, including cover for:
- Students and housemates
- Staff, such as au pairs and nannies
- Lodgers and tenants
Shared Home Insurance
If you are looking for a can-do approach to shared house contents insurance then call Intelligent Insurance today.
Get an online home insurance quote for a shared property. It only takes about 10 minutes...Get a Quote
If you're unsure of the level of contents cover you require for your shared house, please get in touch with our team who will be happy to help.Chat with us