How it works
- Tell us what happened and about the property
- We search our UK insurer panel
- You choose a policy that fits your situation
What you’ll need
The address of the property you are looking to insure, reason of refusal/cancellation, claim history & occupancy pattern.
Why act now?
A gap in cover could leave you vulnerable to high repair costs if something goes wrong. You could also be in breach of your mortgage conditions.
What’s the difference?
Quick definitions:
Cover Refused = an insurer declines to offer cover due to a change to an existing policy and the insurer is unable to continue cover, or an insurer decides not to offer renewal terms.
Policy Cancelled by insurer = the policy was cancelled before the end of the policy term. This usually occurs because something happened during the policy period that meant the insurer could not continue cover ie missed payments, significant risk change .
Policy Voided = this is treated by an insurer as though it never existed. This typically happens where information that wasn’t disclosed comes to light. If the information meant they would not have offered cover, the policy may be voided..
Prefer to chat to a real person?
Call us on: 0333 311 0390 to speak to a member of our UK-based team.
Get a quote in minutes
Most customers can arrange cover in under ten minutes using our online quote service.
Quotes available from a panel of specialist insurers.