Refused Home Insurance | Intelligent Insurance

Refused, cancelled or voided home insurance

If a standard insurer has said no, don’t panic. Tell us what happened – we’re a UK specialist broker and we’ll search a panel of insurers to help you arrange suitable cover.

  • Help after refusal, cancellation or voided policy
  • Situations like lodgers, long unoccupied periods, multiple claims
  • Quotes available if you have a CCJ or a conviction
  • Most customers can get a quote in under 10 mins
Get a Quote

How it works

  1. Tell us what happened and about the property
  2. We search our UK insurer panel
  3. You choose a policy that fits your situation

What you’ll need

The address of the property you are looking to insure, reason of refusal/cancellation, claim history & occupancy pattern.

Why act now?

A gap in cover could leave you vulnerable to high repair costs if something goes wrong. You could also be in breach of your mortgage conditions.

What’s the difference?

Quick definitions:

Cover Refused = an insurer declines to offer cover due to a change to an existing policy and the insurer is unable to continue cover, or an insurer decides not to offer renewal terms.

Policy Cancelled by insurer = the policy was cancelled before the end of the policy term. This usually occurs because something happened during the policy period that meant the insurer could not continue cover ie missed payments, significant risk change .

Policy Voided = this is treated by an insurer as though it never existed. This typically happens where information that wasn’t disclosed comes to light. If the information meant they would not have offered cover, the policy may be voided..


Prefer to chat to a real person?

Call us on: 0333 311 0390 to speak to a member of our UK-based team.

Get a quote in minutes

Most customers can arrange cover in under ten minutes using our online quote service.
Quotes available from a panel of specialist insurers.

Home Insurance Specialists names you can trust

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Intelligent Insurance | Pen Underwriting Panel Member
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Intelligent Insurance | Prestige Underwriting Services Panel Member