loft conversion home insurance

Home insurance for homes with a loft conversion

Adding a loft conversion can make your home non-standard. Whether it’s a roof-light (Velux), dormer, hip-to-gable or mansard, we help you arrange cover that reflects the changes to your property.

  • Loft Conversion Insurance Specialists
  • 5-Star Defaqto Rated Buildings & Contents Cover
  • Instant online quotes
  • Rated Excellent for customer service
  • Flexible monthly payments
Get a Quote

Loft conversions alter structure, fire safety and rebuild cost, so standard policies may not fit. Tell us the basics: type of conversion, year completed, and Building Control sign-off if available, and we’ll tailor your quote.

We insure completed conversions and properties undergoing works (renovations).

Get a quote online now from a non-standard home insurance specialist.
Or call 0333 311 0390 to speak to our UK team.

Tailored Specialist Insurance

How we cover your loft conversion

What we provide

Buildings cover up to £1,000,000
To repair or rebuild your home, as standard by Defaqto, an independent financial research company
Alternative accommodation
Temporary accommodation in the event your home is uninhabitable
Replacement locks and keys
For lost or stolen keys
Trace and access cover
Replacement and repair to any parts of the building that are removed when tracing escape of water

What isn't included?

We don’t cover loss or damage
  • Caused by wear, tear or gradual deterioration
  • That occurred before the policy started
  • Caused by vermin, insects, pets
  • Caused by dishonest, wilful or deliberate acts
  • Arising from leaks from swimming pools, fixed hot tubs, jacuzzies, fixed spas
Cover restrictions
  • you are only covered up to the maximum claims limits shown on your schedule
  • you are responsible for any excesses stated in your policy
  • any exclusions or restrictions shown by endorsement in your schedule

Home insurance cover levels

  • Buildings Insurance

    Cover for the main structure of your home if you need to repair or rebuild it

    Up to £1 million
  • Contents Insurance

    New for old cover for belongings kept in your home

    Up to £100,000
  • Alternative Accommodation

    Covers the costs for you and your family including pets to live elsewhere while your home is undergoing repair after an insured event

    Up to £50,000
  • Trace and Access

    Replacement and repair to any parts of the building that are removed when tracing escape of water

    Up to £5,000
  • Family Legal Protection

    Cover for legal expenses (whether prosecuting or defending). There is a £100 excess.

    Up to £25,000
  • Home Emergency Cover

    24 hour immediate assistance from a professional electrician, plumber or other specialist following certain emergencies in the home included as standard.

    Up to £250 per call-out
  • Family Legal Protection Plus

    Family Legal Protection Plus extends this cover limit to £50,000 and increases the range of legal disputes that you’re covered for.

    Optional
  • Home Emergency Plus

    Enjoy complete protection with extended emergency callout cover with up to £1,000 per callout, £1,000 Total Claims Limit/Year, Boiler & Heating System cover & Alternative Accommodation

    Optional
  • Accidental Damage

    Cover for accidental breakages or damage to your buildings e.g: putting your foot through the ceiling, or accidental breakage of glass

    Optional

Home Insurance Specialists names you can trust

Allianz Insurer
Intelligent Insurance | Pen Underwriting Panel Member
Intelligent Insurance | AXA Panel Member
Intelligent Insurance | Arkel Panel Member
Intelligent Insurance | Non-Standard Home Insurance
Intelligent Insurance | Prestige Underwriting Services Panel Member