Large house insurance
Specialised Home Insurance

Large house insurance

When it comes to insuring large houses, the complexities and specific needs are as unique as your property. At Intelligent Insurance, we understand that homes with six bedrooms or more require more than just standard cover. That’s why we specialise in offering comprehensive buildings and contents policies tailored specifically for large and spacious properties.

Our commitment is to provide you with the highest levels of cover at competitive prices, ensuring that your grand home and its valuable contents are fully protected. Whether your beautiful residence is a heritage-listed building, a bustling family home, or a serene second home, we can offer cover that matches the scale and splendour of your property.

With Intelligent Insurance, the journey towards securing your large home begins with an immediate online quote. Beyond this, you’ll be supported by our service team, acclaimed for excellence by our customers, and provided with cover that is a Defaqto 5-star rated.

We’ve got you Covered.

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Key Features of Our Large House Insurance

Our insurance policies for large homes are intelligently designed with your specific needs in mind, offering a range of features that ensure comprehensive protection:

  • High Cover Limits: Understanding the need for higher cover for large properties and offer increased limits to fully safeguard your home and belongings
  • Tailored Policies for Unique Homes: Whether your property is a historical landmark, a modern mansion, or a second home, our policies are customised to fit
  • Efficient Claims Process: a smooth and efficient claims process, ensuring quick and fair resolution when you need it the most
  • Additional Cover Options: Opt for extra protection like accidental damage cover, legal expenses, and more, for complete peace of mind
  • Flexible Payment Options: Choose from various payment plans that suit your financial preferences, making insurance management straightforward and stress-free
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Frequently Asked Questions

Typically, we classify homes as ‘large houses’ if they have six or more bedrooms. However, we also consider other factors like total square footage and unique property features. Our policies are tailored to meet the specific needs of spacious and expansive homes.

Absolutely. We specialise in insuring listed and heritage properties, understanding the unique requirements and considerations for these types of homes. Our policies are crafted to provide the specialised coverage that such historic properties necessitate.

We offer specialised policies for large houses that may be unoccupied for extended periods, such as holiday homes or properties during renovation. These policies ensure that your home remains protected, even when you’re away, with specific coverage for unoccupied periods.

We offer several additional coverage options to provide comprehensive protection for your large house. These include accidental damage cover, legal expenses, and coverage for valuable personal property, among others. Our team can help you customise a policy that perfectly fits your needs.

Yes, we offer contents insurance cover that is specifically designed to meet your needs. Our policies ensure that the contents of your home, regardless of its size, are fully protected against a wide range of risks. Whether you’re looking to combine this with your buildings insurance for convenience and savings, or prefer to maintain separate policies for greater flexibility, we have you covered.
We also offer additional cover for high-value and specified personal belongings.
If you already hold a policy with us, adding contents coverage is simple and can be done at any time through your account, ensuring your valuable possessions are safeguarded.

Still have questions? Visit our help centre

Understanding Your Needs & Your Home

At Intelligent Insurance, we recognise that insuring a large house is not a one-size-fits-all scenario. Our approach is to understand and address the unique aspects of your property:

Listed Buildings and Heritage Homes

Special expertise in covering homes with historical significance, ensuring they receive the delicate care and specific cover they deserve.

Properties with Extended Absence Periods

Whether it’s a holiday retreat or a business travel requirement, we provide cover that remains robust even when your property is unoccupied.

Homes with Special Features

From bespoke architectural designs to luxury installations, we ensure that the unique features of your home are comprehensively covered.

Insurance for High Value Homes

Get an online quote for your Large House Insurance, tailored to your needs

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Speak to a member of our team

For help with your quote, use our online chat to speak with a member of our team

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Home Insurance Specialists names you can trust

Intelligent Insurance | AXA Panel Member
Non-Standard Home Insurance by Intelligent Insurance | Liverpool Victoria Insurance Panel Member
Intelligent Insurance | Pen Underwriting Panel Member
Intelligent Insurance | Arkel Panel Member
Intelligent Insurance | Non-Standard Home Insurance
Intelligent Insurance | Prestige Underwriting Services Panel Member

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