At Intelligent Insurance, we take a fresh approach to second homes. We go beyond the standard cover options, tailoring policies to your unique needs and offering comprehensive cover for peace of mind*.
Our specialist team provides support at every step.
Yes, second home insurance offers specialised cover tailored to properties that aren’t your primary residence.
This typically includes protection against risks like vacancy periods, vandalism, and weather damage specific to the location.
Standard home insurance often does not cover these scenarios or may have limitations when applied to a secondary property.
The cost varies depending on factors like the location, value, and size of your second home, its construction type, the chosen level of coverage, and your claims history.
However, at Intelligent Insurance, we pride ourselves on finding competitive rates while ensuring comprehensive cover for your needs. Get your bespoke quote now.
Certain standard home insurance policies have restrictions on vacancy periods, often exceeding 30 days.
Leaving your second home empty for extended periods might require notifying your insurer or adjusting your policy to ensure continued coverage.
We can navigate these options with you to avoid any gaps in protection.
Whether it’s a modern terrace, a Grade II listed cottage or a home with quirky features, our specialist second home insurance is tailored to your property’s exact risks, nothing generic, nothing wasted.
Family Legal Protection Plus extends this cover limit to £50,000 and increases the range of legal disputes that you’re covered for.
Enjoy complete protection with extended emergency callout cover with up to £1,000 per callout, £1,000 Total Claims Limit/Year, Boiler & Heating System cover & Alternative Accommodation
Cover for accidental breakages or damage to your buildings e.g: putting your foot through the ceiling, or accidental breakage of glass
Here’s What You Get With Intelligent Insurance:
Ready to get insured? Get an online quote for your second home now.
*We may not be able to quote in all circumstances. Cover limits/restrictions and/or conditions may apply to the policy. These are clearly detailed prior to purchase, and in the policy documentation for you to determine if the cover is suitable for your needs.
Browse our intelligent reading list of articles, guides and tips at your own convenience.
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“…I spent a whole morning searching for insurance for a second home. Intelligent Insurance was by far the best offer I got. The online form was clear and easy to fill in and they followed up with a friendly phone call. The insurance cover is good with useful extras at no extra cost. The premium was also one of the lowest I was offered…..”
