While every property is different, our cover can protect against:
We insure a wide range of timber-framed homes, including listed buildings, period properties, modern designs, and eco-friendly builds.
Your premium depends on factors such as the property’s size, age, construction type, location, and the timber frame’s condition at the start of the policy.
We’ll need:
These details help us assess the risk and find the right cover for you.
Yes, if it occurs during the policy period and isn’t due to general wear and tear. We recommend treating wood rot quickly to protect your home’s structure.
Yes. You can choose buildings, contents, or combined cover. Adding contents insurance may reduce overall cost and can be added at any time through your online account.
Absolutely. We cover Grade II and Grade II* listed properties and understand the special requirements involved.
Every timber framed home has its own character, and the right insurance needs to match. This section sets out exactly what we can and can’t cover, so you know where you stand before you buy.
From essential buildings protection to optional extras, it’s designed to give you clarity as well as peace of mind.
Family Legal Protection Plus extends this cover limit to £50,000 and increases the range of legal disputes that you’re covered for.
Enjoy complete protection with extended emergency callout cover with up to £1,000 per callout, £1,000 Total Claims Limit/Year, Boiler & Heating System cover & Alternative Accommodation
Cover for accidental breakages or damage to your buildings e.g: putting your foot through the ceiling, or accidental breakage of glass
*We may not be able to quote in all circumstances. Cover limits/restrictions and/or conditions may apply to the policy. These are clearly detailed prior to purchase, and in the policy documentation for you to determine if the cover is suitable for your needs.
Need more guidance? Read our best tips and articles on timber frame properties.
Read our guide on timber framed house insurance costs
Discover how Defaqto Star Ratings guide better insurance choices
Up for renewal? Find out how your renewal price is calculated.
If you’re currently insured with us, you’ll find the documents for your policy in MyAccount.
Making a claim has never been easier – just follow these three simple steps.
Find your insurer’s claims contact details in your policy document or Schedule. Always have your policy number to hand, as it helps your insurer’s claims team quickly identify you and assist you without delay.
Call your insurer’s claims team as soon as the incident occurs. Provide a brief description of what happened and, if applicable, notify the Police within seven days for incidents like theft or malicious damage.
If required, complete and return the claim form along with supporting documents (receipts, photos, etc.) within 30 days. This ensures a smooth, timely processing of your claim.
