Every underpinning case is unique. Whether only part of the property was stabilised, or extensive works were completed, we take a practical, risk-based approach when assessing your property’s eligibility for cover.
Key Features:
Underpinned house insurance is a specialised policy designed for properties that have undergone underpinning or foundation reinforcement.
It’s essential because standard home insurance may not adequately cover the unique risks associated with such properties.
Getting a quote is easy. You can request an immediate online quote in most cases by providing information about your property’s history and condition.
Several factors influence the cost, including the extent of underpinning, the history of movement or subsidence, and the location of your property. We tailor our quotes to your specific requirements.
Having a Certificate of Structural Adequacy can help assess the current condition and stability of your property’s structure. It’s beneficial during the quotation process.
Absolutely. We offer contents insurance for properties that have been underpinned. Our cover is designed to protect the valuables within your home, tailored to meet the needs of underpinned properties. You have the flexibility to combine this with your buildings insurance for convenience or opt for a standalone policy, depending on your preferences. Regardless of the reason for the underpinning, your home’s contents can be fully insured, ensuring peace of mind
We offer high levels of cover tailored to your needs and have a professional team ready to assist you with any questions or concerns.
We recognise that underpinning is a sensible remedial measure where properties have experienced past movement or subsidence.
Our policies are built to reflect your home’s current condition, not just its history, offering cover that protects against future risks while acknowledging the stability works already completed.
Whether your home is a listed property, modern construction, or unique design, we build policies around its real-world condition.
Family Legal Protection Plus extends this cover limit to £50,000 and increases the range of legal disputes that you’re covered for.
Enjoy complete protection with extended emergency callout cover with up to £1,000 per callout, £1,000 Total Claims Limit/Year, Boiler & Heating System cover & Alternative Accommodation
Cover for accidental breakages or damage to your buildings e.g: putting your foot through the ceiling, or accidental breakage of glass
Get an online quote for your Underpinned House Insurance, tailored to your needs
For help with your quote, use our online chat to speak with a member of our team
*We may not be able to quote in all circumstances. Cover limits/restrictions and/or conditions may apply to the policy. These are clearly detailed prior to purchase, and in the policy documentation for you to determine if the cover is suitable for your needs.
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If you’re currently insured with us, you’ll find the documents for your policy in MyAccount.
Making a claim has never been easier – just follow these three simple steps.
Find your insurer’s claims contact details in your policy document or Schedule. Always have your policy number to hand, as it helps your insurer’s claims team quickly identify you and assist you without delay.
Call your insurer’s claims team as soon as the incident occurs. Provide a brief description of what happened and, if applicable, notify the Police within seven days for incidents like theft or malicious damage.
If required, complete and return the claim form along with supporting documents (receipts, photos, etc.) within 30 days. This ensures a smooth, timely processing of your claim.
