Articles & Guides

Learn what non-standard construction means, which UK homes it can include, and how to check your property’s structure before arranging insurance.

What does a specialist home insurance broker do? Learn when their help may be useful and how the broker route compares with comparison sites and buying direct.

Using a listed home as a filming location introduces risks that ordinary household use does not. Discover what to check before allowing a production crew into your property.

The hot, dry conditions experienced across much of the UK in 2026 have increased concern about subsidence, particularly in areas with shrinkable clay soils.

Destructive tornadoes are rare in the UK, but they can cause serious property damage. Find out how home insurance may respond and what to do after severe wind damage.

A practical UK guide to preserving cover, understanding exclusions and preparing the evidence insurers may need

Buying an older house? Discover the key checks to make before arranging home insurance, from construction and listed status to surveys and rebuild costs.

This guide explains what rebuild cost means, why it is important, and when you may need specialist advice.

This guide explains why unoccupied home insurance claims are sometimes declined, the most common underlying reasons, and you can reduce the risk of issues if you need to claim.

When a home is unoccupied, insurers often require regular inspections. This guide explains how often checks are needed and what insurers expect.

A clear guide to the common conditions insurers apply to empty properties and how to stay compliant.