Is there a legal requirement to have buildings insurance?

There is not a legal requirement to insure your buildings, but if you have a mortgage on the property, it is likely your provider will insist you do.

Even if you own your home outright you should still consider buildings insurance to cover you against the cost of repairing or rebuilding your home if it is damaged or destroyed.  For most people, their home is their most valuable possession so it makes sense to ensure it is adequately protected.

OK, we just need a few details to get started... Step 1 / 5