Excesses & Endorsements topics

An endorsement is a modification, amendment, or addition to an insurance contract that alters the terms or scope of the standard policy wording. These modifications, often referred to as endorsements, can include additions, deletions, exclusions, or other alterations to coverage. They are present on your policy to address specific needs, outline requirements, or accommodate unique circumstances. Endorsements provide a mechanism for tailoring your insurance coverage to align with your individual requirements or situations.

You will receive information about any policy endorsements either through the online platform or via email before finalising your insurance purchase. Take a moment to carefully review the details labelled ‘Endorsements’ presented along with the price before making an online purchase. For a comprehensive understanding, you can also locate this information on your Policy Schedule. The full details, including the wording, will be available under the heading ‘Endorsements’. This ensures transparency and allows you to have a clear overview of any special terms or limitations associated with your coverage.