Comprehensive Outbuilding Coverage In general, yes! Moreover, Intelligent Insurance values your outbuildings and includes them in the quote process. Standard coverage extends up to £30,000 for each outbuilding, ensuring protection for these auxiliary spaces. Tailored Building Insurance Furthermore, for those requiring additional coverage, Intelligent Insurance offers the flexibility to extend building insurance beyond the standard limit. This allows homeowners to customise their coverage according to the value and usage of their outbuildings. Policy Date Considerations For policies purchased before 01/12/2018, note that coverage for each outbuilding is up to £10,000. It’s essential to be aware of the specifics related to your policy date to ensure accurate information during the quote process. Information Required To provide the best coverage, Intelligent Insurance will inquire about the type of outbuilding structure, its construction, and its usage. This detailed information allows for a precise assessment of your outbuilding insurance needs. Defining Outbuildings Understanding that an outbuilding is a structure separate from the main home, used for domestic purposes, is crucial. However, this definition excludes certain structures, such as those open on one or more sides, those lacking a permanent foundation, treehouses, inflatable buildings, or structures made from non-rigid materials. Summary By delving into these specifics, Intelligent Insurance aims to offer tailored coverage, ensuring that your unique outbuilding requirements are met with precision and care.

While you can’t modify your policy directly online, you can request changes by: Completing our online policy amendment form Providing detailed information about your requested changes Waiting for us to process your request Tips for faster processing: Be specific about what you want to change Include all relevant details and dates Provide any required supporting information Example: For home renovations, include: Project timeline Total cost Property occupancy status Detailed work specifications Updated rebuilding costs

Yes! You can view and accept your renewal offer by logging into My Account. Note: If you need to modify your policy, please contact us first so we can provide you with an updated renewal offer that includes your changes.

Yes, all our home insurance policies include FREE Family Legal Protection: Maximum claims limit of £25,000 Consumer rights protection (pursuits and defence) Property damage legal support Property sale and purchase assistance 24/7 legal helpline Check your policy booklet for full terms, conditions, and exclusions.

Policies that are paid annually by card may renew automatically, to see if your policy is set to automatically renew please view your renewal in My Account or ‘What happens next‘ section of your renewal email. You can change your renewal preferences within my account.